How does debt relief work?

Our debt relief program involves working with your creditors to reduce your total owed balance. We negotiate with your lenders to agree on a reduced settlement amount that resolves your account.

What debts can you help with?

We help with all types of unsecured debt including credit cards, medical bills, personal loans, and more. Debt relief only works for unsecured debts that can be negotiated.

Will debt relief affect my credit?

Debt relief may impact your credit score negatively at first, as accounts are closed. However, becoming debt-free can improve your credit long-term. We guide you to help you rebuild credit.

How long does debt relief take?

On average, our debt relief program takes 24-48 months. The timeline depends on your unique financial situation. We strive to help you become debt-free as quickly as possible.

What are the risks or downsides?

Debt relief is not without risks. Your creditors may pursue collections or legal action if you stop making payments. We help protect you through the negotiation process. Your credit score may drop initially.

How much does debt relief cost?

Our fees depend on your total enrolled debt amount. We only charge a percent of your overall debt when settlements occur. There are no upfront costs or monthly fees.

Patricia from Beaverdam Virginia Debt Relief Review

April 13, 2018

Last Updated: November 09, 2023

About Pacific Debt Relief

Pacific Debt Relief is a premier debt relief company helping consumers lower their monthly payments and become debt-free. Our team of experts specializes in debt settlement, debt consolidation, and credit counseling. Learn more about our services and get started today.

Patricia from Beaverdam Virginia Debt Relief Review

I think I am going to like it very much. Eva L. was great. She explained every thing in full detail. I wish I had called sooner. Thanks so much

Patricia
Beaverdamn, Virginia Debt Relief Review
April 13, 2018
Provided by BestCompany

FAQs

How does debt relief work?

Our debt relief program involves working with your creditors to reduce your total owed balance. We negotiate with your lenders to agree on a reduced settlement amount that resolves your account.
What debts can you help with?

We help with all types of unsecured debt including credit cards, medical bills, personal loans, and more. Debt relief only works for unsecured debts that can be negotiated.
Will debt relief affect my credit?

Debt relief may impact your credit score negatively at first, as accounts are closed. However, becoming debt-free can improve your credit long-term. We guide you to help you rebuild credit.
How long does debt relief take?

On average, our debt relief program takes 24-48 months. The timeline depends on your unique financial situation. We strive to help you become debt-free as quickly as possible.
What are the risks or downsides?

Debt relief is not without risks. Your creditors may pursue collections or legal action if you stop making payments. We help protect you through the negotiation process. Your credit score may drop initially.
How much does debt relief cost?

Our fees depend on your total enrolled debt amount. We only charge a percent of your overall debt when settlements occur. There are no upfront costs or monthly fees.

Ready to Become Debt-free?

If you're struggling with high-interest debt, Pacific Debt Relief can help. Contact us today for a free consultation and see how we can lower your monthly payments. As a top-rated debt relief company, our team can provide the assistance you need.

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✔ Accredited by Better Business Bureau with BBB A+ rating (4.93 rating and 1678 reviews)

✔ US News and World Reports and Bankrate ranked Pacific Debt Relief as one of “The Best Debt Relief Companies of 2024”

✔ 6.9 star rating by BestCompany.com (over 2379 client reviews)

✔ 4.8 star rating by TrustPilot based (over 1613 verified consumer reviews)

✔ ConsumerAffairs.com Accredited (over 544 verified reviews with an average rating of 5 stars)

✔ A Top 10 Rated Compan by TopTenReviews.com , ConsumersAdvocate.com and Top10debtconsolidation.com

✔ 4.6 star rating by Google (229 client reviews)

✔ 100% rating by SuperMoney (9 client reviews)

Pacific Debt Relief

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Pacific Debt Relief

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