Pacific Debt Relief has been recognized by the Better Business Bureau as a 2026 Torch Award for Ethics Finalist in San Diego, the BBB's highest recognition for a business, celebrating companies that lead with integrity and outstanding ethics.
Since 2002, doing right by our clients has been our standard. With over $500 million in debt resolved, this recognition means the world to our team.
What Is the BBB Torch Award for Ethics?
The BBB Torch Award for Ethics is the highest recognition the Better Business Bureau gives to a company. Each year, the BBB Serving the Pacific Southwest selects a small group of businesses that go above and beyond to show outstanding ethics, integrity, and a genuine commitment to the communities they serve.
Finalists are chosen by an independent panel of volunteer community leaders. They are reviewed on four key pillars: Character, Culture, Customers, and Community. Businesses must submit a detailed written application. They then meet with the judging panel in person to share their story. Being named a finalist reflects a company's commitment to ethical practices every single day, not just a one-time effort.
What Does This Recognition Mean to Pacific Debt Relief?
In our more than 20 years helping clients with debt relief, we have always believed that trust is earned, never assumed. Pacific Debt Relief has maintained a BBB A+ rating since our founding in 2002. You can see what our clients say about working with us on our video testimonials page.
Our team has helped thousands of clients across the country find a real path toward debt relief with transparency, compassion, and no shortcuts. This finalist recognition is not just an award. It is a reflection of the standard our entire team holds itself to every single day: the certified debt specialists who take the time to truly understand each client's situation, the negotiators who work on their behalf, and the account managers who are there every step of the way.
And most importantly, this belongs to our clients. Thank you to every client who has trusted us over the years. We could not have reached this milestone without you.
These values are not new; they are the foundation we have built this company on since day one. Learn more about what we live by.
Want to learn more about who we are and how we got here? Visit our About Us page.
When Is the 2026 BBB Torch Awards Ceremony?
The winner will be announced at the 2026 BBB Torch Awards for Ethics ceremony on September 9, 2026, in San Diego. We are proud to stand alongside the other outstanding businesses named as finalists and look forward to celebrating with the San Diego community.
To learn more about the award, visit torchawards.bbbcommunity.org.
If you or someone you know is dealing with debt, Pacific Debt Relief can help. Start a free consultation at pacificdebt.com to see how we can help reduce your debt.
Pacific Debt Relief is recognized as a 2026 BBB Torch Awards for Ethics Finalist by the Better Business Bureau Serving the Pacific Southwest. This recognition reflects Pacific Debt Relief's commitment to ethical business practices and does not constitute an endorsement of any specific debt relief outcome. Individual results can vary. Not all clients can complete our program. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debt will be resolved for a specific amount or within a specific period of time. Please read and understand all program materials before enrollment. Pacific Debt, Inc. NMLS #1250953. C.P.D. Reg. No. T.S. 12-03825.
✔ Accredited by Better Business Bureau with BBB A+ rating (4.92 rating and 1,700+ reviews)
✔ 7.5 star rating by BestCompany.com (over 2300+ client reviews)
✔ 4.8 star rating by TrustPilot (over 2200+ verified consumer reviews)
✔ ConsumerAffairs.com Accredited (over 500+ verified reviews with an average rating of 5 stars)
✔ A Top 10 Rated Compan by TopTenReviews.com , ConsumersAdvocate.com and Top10debtconsolidation.com
✔ 4.6 star rating by Google (400+ client reviews)
✔ 100% rating by SuperMoney (8 client reviews)






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