Pacific Debt Reviews - Verified Customer Feedback

Trustpilot Pacific Debt Reviews

Our Pacific Debt reviews reveal that many people feel overwhelmed by debt and are confused about their debt relief options. These customer reviews also show how we have helped thousands of people feel more confident and to get through our debt settlement program. Pacific Debt always strives for the best customer service that it can possibly provide to those who desperately need help reducing their unsecured debt.

Read through out Pacific Debt reviews to see how our debt relief program has helped countless people get the debt help they needed. The Pacific Debt customer service is unmatched in the industry. If you have a personal loan or any other type of unsecured loan, our debt relief program could greatly benefit you.

Pacific Debt Rated One of the Best

Rated One of The Best Debt Settlement Companies of 2019 from US News and World Reports

Company Rating Reviews
Google 4.7 / 5 52
Consumer Affairs 4.5 / 5 500
Best Company 4.8 / 5 1,828
Better Business Bureau 4.9 / 5 39
Trust Pilot 9.1 / 10 610
Best Debt Companys 9.6 / 10 234
Top Ten Reviews 9.3 / 10 na
Crediful 4.2 / 5 na

Providing Debt Relief To the Following States:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, District of Columbia, Florida, Idaho, Indiana, Kentucky, Louisiana, Massachusetts, Maryland, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, Nebraska, New Mexico, New York, Oklahoma, Pennsylvania, South Dakota, Texas, Utah, Virginia, Wisconsin
* Other states can be connected to one of our trusted partners

How Does Pacific Debt Work?

The way Pacific Debt works is, you simply call 1-800-909-9893 or fill out a quick enrollment application. Once we receive your information, we then run a soft credit check to access your credit report. This will help us determine your creditors, and payment information. Your creditor information lets us know how we can best assist you with your debt, and if you qualify for our debt relief program.

In our program, we can enroll those who have unsecured debt. From there we will determine our best approach with your creditors. We then will take a look at your available income, expenses, and your spending habits. Once we examine your financial profile, we then can help agree on a low monthly fee that fits your budget.

If you decide to enroll into our debt relief program, you will have to stop making payments to your creditors. You’ll deposit monthly payments into your very own escrow account and once you have enough funds built up, your assigned debt specialist will start the debt settlement negotiation process with your creditors. Your assigned debt specialist will be in contact with you every month to inform you of any updates and to answer questions you may have.

Our program usually takes anywhere from 2-4 years to complete, depending on your financial situation. Pacific Debt charges a fee of 15 to 20 percent of the debt enrolled into the debt relief program. The industry standard fee is 25%, so our pricing is some of the most competitive in the industry.

The minimum requirement is that you must have at least $7,500 in unsecured debt to be eligible for our program. Don’t worry if you don’t meet the minimum requirements because we can refer you to one of our trusted partners who can help.

Trustpilot Pacific Debt reviews

Being in debt can be an awful feeling. You are probably getting phone calls from angry creditors, or feeling helpless to stop the debt cycle, or you may be completely baffled by the whole process.

Jayne said, “I was drowning…”  Another Customer wrote, “I was so stressed out…” If you feel like this, you aren’t alone. We can help you to feel better and achieve financial peace of mind.

Pacific Debt is here to help you. We can explain our debt settlement program and all your debt relief options and how our debt relief programs can benefit you. Debt can be a frightening place, but with help from a reputable debt relief company like Pacific Debt, you may be able to get some relief.

Ann reported, “I feel like a weight has been lifted on my shoulders…” Deborah said, “The folks at Pacific Debt Relief were easy to talk with, very helpful and knowledgeable.”

How do you find reputable debt consolidation companies to work with? First, check out their third-party debt consolidation company reviews. Our Pacific Debt reviews include thousands of clients who consistently rate us as one of the best debt relief companies. We care about our clients and our Pacific Debt reviews show our dedication to each and every one of them.

Check out some of these happy debt relief customers discussing why we are one of the top debt relief companies. “It has been a great decision and guidance.” – Heather.  Another customer wrote “Very professional. The agent was also very respectful and was not pushy or demanding.”

Don’t just take Pacific Debt’s word. The following companies rate our debt relief service based on independent reviews from Pacific Debt clients. For instance, our BBB debt relief ranking is 4.9/5 based on 39 BBB reviews.

Pacific Debt has helped thousands of people reduce their debt. Since 2002we’ve settled over $200 million in debt for our clients. Contact us today to see how we can help you reduce your unsecured debt. Our customer service staff will help guide you through your options. Upon joining our program, you’ll have your own personal account manager who will update you on a monthly basis, or if you have any questions.

Trustpilot Pacific Debt Inc Debt Relief Reviews

Recent Pacific Debt Reviews

Location: Idaho
Date: January 11, 2019
View Original Pacific Debt Review Document from Customer

Pacific Debt Review Customer from Idaho

I would really like to thank Pacific Debt Inc for helping me get my life back in order. After having three back surgeries in less than one month & on Cobra ins, it was breaking me financially. I used my credit cards to the max to pay for dr’s, hospital & meds that wasnt pre-approved from the ins Co. through two of the surgeries, and the dir office. Plus I was off work for 8 months. I payed about all of it & saw and advertisement about PDI & I called.

It was the best call I ever made. They listened and was very understanding. They took my info and said they would call back and would work out a solution that would fit in my budget and they did!

PDI dealt with all my credit card companies, and interest, and my bills were less than half! It takes a long time for credit card companies to stop calling you, about 10-12 months but they will when they know PDI is working for you. It took me over four years to get my cards cleaned and my credit score is now back up.

May God continue to bless PDI and the work they do, and did for me, and can do for others like you.

Thanks so much!

Read more recent customer testimonials in our Pacific Debt reviews. These are from real people who needed our help with debt.

Contact Pacific Debt today for your FREE Consultation. See how much money we can save you!

Next, check out the facts. Pacific Debt has been in business since 2002. In that time, we have helped thousands of people, just like you, to get debt relief. We have settled over $200 million in consumer credit card debt. We are an Accredited Debt Relief Provider with the AFCC and Better Business Bureau.

Have a look below to see what some of our satisfied customers are saying, and then get your FREE Consultation from one of our debt specialists.

Take a look at our debt settlement case studies in California, Florida, New York, Pennsylvania, Kentucky, North Carolina, Indiana, Texas, Oklahoma, Virginia, and more. Pacific Debt is an accredited national debt relief company who can help you settle or reduce your debt. See for yourself by reading our Pacific Debt reviews left by our customers who needed help with debt.

Are you searching for debt consolidation reviews in order to find the best debt consolidation companies are? We’ve been rated one of the best debt settlement companies from US News and World Reports. Talk to one of our debt relief representatives for free.

Pacific Debt has helped thousands of people reduce their debt. Since 2002we’ve settled over $200 million in debt for our clients. Contact us today to see how we can help.

Read our Pacific Debt reviews from Google to see what our customers say about us.

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"My dealings with the Pacific Debt representatives was a most pleasant experience. I started the program in October of 2012, my goal being to pay off all my credit card debt as quickly as possible."


"I just wanted to thank you for work you did for us on settling our credit cad debts. You were honest and explained everything you were doing in detail. I had a lot of confidence in you. I felt that I did the right thing in contacting your Pacific Debt and you to do by right by us."


"I just wanted to send a quick thank you for all you have done! It wasn't an easy couple of years financially, but I made it through! Thanks to you, Pacific Debt, I can now make a fresh start."

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