Kenneth from Middle River Maryland Debt Relief Review

Pacific Debt works with clients like Kenneth to negotiate down principal balances on credit cards and other debt. They have account managers who explain the process to clients and work on their behalf with creditors. Clients make monthly payments to Pacific Debt, which uses the funds to pay down the negotiated debts until they are resolved.

Kenneth mentioned Pacific Debt's fees were a little high, but he felt the results were worth it. The exact pricing would need to be confirmed with Pacific Debt directly. Debt relief programs typically charge a percentage of the total debt enrolled.

For Kenneth, they were able to negotiate significant reductions in his principal debt balances, which helped make his financial situation much more manageable. Results vary by individual circumstance.

For Kenneth, at the time of his review, he was about halfway complete, so it may take around 4-6 months or longer depending on your individual debt amount. The process can take time as account managers work to negotiate settlements.