Pacific Debt Relief Program

Kenneth from Middle River Maryland Debt Relief Review

Oct 27, 2017

Last Updated: October 30, 2023


Kenneth's Debt Relief Experience


Kenneth shares his positive experience with Pacific Debt's debt relief services. He decided to work with Pacific Debt because of their positive reviews. Kenneth worked closely with his account manager Carly, who he says was very helpful in explaining the debt relief process. She assisted him in negotiating lower principal balances on his accounts. At the time of writing his review, Kenneth was halfway through Pacific Debt's program and felt they had made his financial situation much more manageable, despite higher fees. Overall, he was pleased with the debt reduction Pacific Debt achieved for him.

Kenneth’s Journey

I was way behind on my bills and needed help clearing things up. I decided to go with Pacific Debt because of the reviews. I gave the people at Pacific Debt eight different credit card accounts and they negotiated to get the principal reduced and calculated a payment for me that would take care of the immediate debts. Carly, the account manager, is the one I communicate with the most. I’m impressed with her courtesy, friendliness, and willingness to assist me. She laid out what was going on and what was the process. We just put the money in to cover what's needed. She has helped me out greatly and we’re halfway through the debtors. Pacific Debt Inc has made things financially easier. Their rate is a little high but it’s worth the money because they’ve been working very hard on getting a lot accomplished and getting our principal reduced by a lot.
Kenneth
Middle River, Maryland Debt Relief Review
October 2, 2017
Provided by Consumer Affairs

​​FAQs

  • How does Pacific Debt's debt relief program work?

    Pacific Debt works with clients like Kenneth to negotiate down principal balances on credit cards and other debt. They have account managers who explain the process to clients and work on their behalf with creditors. Clients make monthly payments to Pacific Debt, which uses the funds to pay down the negotiated debts until they are resolved.

  • How much does Pacific Debt's program cost?

    Kenneth mentioned Pacific Debt's fees were a little high, but he felt the results were worth it. The exact pricing would need to be confirmed with Pacific Debt directly. Debt relief programs typically charge a percentage of the total debt enrolled.

  • What results can I expect from Pacific Debt?

    For Kenneth, they were able to negotiate significant reductions in his principal debt balances, which helped make his financial situation much more manageable. Results vary by individual circumstance.

  • How long does Pacific Debt's program take?

    For Kenneth, at the time of his review, he was about halfway complete, so it may take around 4-6 months or longer depending on your individual debt amount. The process can take time as account managers work to negotiate settlements.

Call to Action 


If you're struggling with high credit card debt like Kenneth was, Pacific Debt can help. Get a free debt consultation today to see how much we can reduce what you owe. The sooner you take action, the more we can save you.

Are you ready for debt relief help now?

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