Get in touch
(833) 865-2028
inquiries@pacificdebt.com
James from Truth Or Consequences NM Debt Relief Review
Last Updated: November 08, 2023
Pacific Debt Relief

Pacific Debt Relief is a debt settlement company that helps consumers get out of debt. Founded in 2002, we have over 20 years of experience negotiating with creditors on behalf of our clients. Our goal is to help you become debt-free as quickly and affordably as possible.
James from Truth Or Consequences NM Debt Relief Review
We were needing some help and when we talked to Pacific Debt's people, they sounded like a good company. We signed up for their debt settlement program and we’re still going through it. It’s a really good program and it’s helping us pay off some of our debts. We keep in contact with Pacific Debt's reps and they let us know what’s going on. And if we have any questions, we contact them as well. I’m happy with Pacific Debt's service. They worked with us on our payment and we weren’t left with nothing. I would tell others to go with Pacific Debt if they needed help.James
Truth Or Consequences, New Mexico Debt Relief Review
February 19, 2018
Provided by Consumer Affairs
Our Debt Relief Program
Our debt settlement program is customized to fit your unique financial situation.
Here's how it works:
- First, we conduct a free consultation to review your debts, income, and expenses. This helps us understand your financial position.
- Next, we set up a dedicated account where you will make monthly deposits to save up for settlement offers. We aim to have enough saved to make settlement offers in 24-48 months.
- Our experienced debt negotiators then contact your creditors and attempt to settle your debts for less than you owe. We typically negotiate 40-60% off what you owe.
- Once a settlement is reached, the funds from your dedicated account are used to pay the settlement amount. The rest of the debt is forgiven.
- We continue this process until all your debts are resolved. Throughout the program, we provide support and guidance to help you become debt-free.
More Information
Check out these helpful resources:
- Our debt settlement FAQs
- Client success stories
- Debt calculator to see potential savings
- Apply for debt relief to get started
Let us help you achieve financial freedom. Contact Pacific Debt Relief today!
Pacific Debt Relief
750 B Street Suite 1700
San Diego, CA 92101
Hours of Operation
Mon-Thurs: 6am - 7pm PST
Friday: 6am - 4:30pm PST
Saturday: 7:30am - 4:30pm PST
Clients
Phone: (877) 722-3328
Fax: (619) 238-6709
Email: cs@pacificdebt.com
Non-Clients
Phone:
Fax: (619) 238-6709
Email: inquiries@pacificdebt.com
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"To eliminate debt one household at a time, while placing people first." - Pacific Debt
© 2024 Pacific Debt Inc. dba Pacific Debt Relief, all rights reserved.
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Do Not Sell My Personal Information
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*We do not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.
*Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.
*Your visit to our website may be monitored and recorded from essential 3rd party scripts.
*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Pacific Debt is not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825.