Debt Relief Made Easy: Pacific Debt Relief Explained

Debt can be a source of stress and anxiety for many people. There is a medical condition known as debt depression that can cause issues not only with paying bills but with personal relationships, health, and even more. Overwhelming debt and financial hardship can ruin your life.

Almost everyone has some type of debt like medical debts, credit card debt, business debts, unsecured debt, some student loan debt, and payday loans in addition to secured debt like mortgages and auto loans.

If you are in debt and looking for a way out, Pacific Debt Relief can help. We offer credit card debt relief as well as settling other unsecured debts. We are a worry-free, proven debt solution to many financial hardships and offer debt relief throughout the United States.

Learn more about Pacific Debt Relief and our debt settlement program.

How Pacific Debt Relief Makes the Process Worry-Free

Pacific Debt is a leader in the debt relief world. We go out of our way to help people get debt free and stay that way. Pacific Debt Relief offers debt settlement services, and since we have probably worked with your consumer debt creditors, we know what terms they will settle and who to contact.

Personalized debt relief plans

When you contact Pacific Debt Relief, our certified debt specialists take the time to understand your unique financial situation. Since everyone's situation differs, we create a customized plan that works for you.

Transparent and honest communication

We are always available to discuss your questions or concerns with you. We will assign your very own dedicated account manager to your case.

Pacific Debt Relief is proud to earn recognition consistently. In 2022, we earned Best Company's Great Customer Service award.

US News and World Report named us for having The Most Friendly Customer Service. Bankrate also named us the debt relief company offering the Best Consumer-Friendly Experience.

Convenience and flexibility

Since everyone has different challenges and concerns, we offer flexible monthly payment plans that fit your budget. We also offer a range of debt relief options for a manageable process.

We offer debt relief to help you pay off debt without taking out debt consolidation loans or personal loans. Instead, we negotiate for a decreased total debt owed and then pay off each debt using your customized payment plan.

Accreditation for Debt Relief Companies

Pacific Debt Relief is dedicated to quality debt relief options. We are an accredited debt settlement company with all necessary accreditation and an A+ rating with the Better Business Bureau.

We are an accredited member of the Consumer Debt Relief Initiative.

Client Testimonials

Before enrolling in our debt relief program, always see what verified clients have to say about the company. We are very proud that our reviews are overwhelmingly positive, and people say we are friendly, helpful, and offer real hope to those who need it.

Some Pacific Debt Relief Reviews

On February 3, 2022, Paul wrote, "The manager gave clear information on the process and what was expected from me. Very patient manager as he answered all my questions and concerns." See Trustpilot reviews by following this link.

Here's a Trustpilot review from someone who did not use our services. "I was transferred to Pacific Debt Relief by another organization when I was inquiring about a particular loan. While my situation didn't quite align with the program this company offered, I feel compelled to offer my review owing to the fact I have never received such superior customer service from any other business regardless of business type or affiliation. I was treated like a family member, (a favorite member, not an outcast!). Julie did an incredible job taking the time to understand my situation and discussed possible resolutions in a very pleasant manner that made me feel like she had no one else to take care of and had all the time in the world to make sure I was comfortable with the details I had been given. I never felt rushed and she always had an answer that was easily understood. Although I did not end up using the program, I can honestly say that I spent enough time with Julia while evaluating the options to know that if the situation was different and my needs aligned with what she had to offer I would have felt very comfortable going forward with this company."

If you'd like to read more reviews from Google, follow this link.

Here is one more review. "I would highly recommend Pacific if you're going through a tough time with creditors. I came to Pacific Debt Relief in a financial crisis and after I had done substantial research into my options to resolve it. I also talked with 3 other debt settlers and eventually decided on Pacific. They were the only company that didn't hound me to sign or try to sell me. They explained that they work on the "aggressive" creditors first and try to avoid further harm to your situation from a creditor filing a case against you in court. Other settlers will try to write off smaller accounts first but it will leave you exposed to a bigger creditor making your life more miserable. Once I signed with Pacific, I began working with Julia to formulate a plan to dig myself out. Julia could not be more kind, compassionate and understanding of my situation. Though our conversations never last very long, I always feel extremely supported and grateful to have her on my side. She is super responsive and helpful. She even gave me tips to have more peace of mind during the process. Since I turned over the controls to Pacific, I have been sleeping better. I'm solely focusing on doing my part, while leaving the messy negotiations to Pacific. I would highly recommend Pacific!"

The Client's Experience

We aim to ensure your experience is as stress-free and painless as possible. You will receive personalized attention and support when you have enrolled debt with Pacific Debt Relief. We were rated the most friendly debt relief company.

Credit Counseling

In addition to working with Pacific Debt Relief to settle and pay your debt using monthly payments, we suggest you work with credit counseling agencies.

Credit counselors can help you learn better money management and how to set up and live by a budget.

Credit counseling agencies should be not-for-profit and offer accredited credit counselors.

FAQs