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Pacific Debt Wins Best Company Great Service Award
Committed to providing the best possible client experience
Pacific Debt Relief is proud to have earned one of the
Best Company Great Customer Service Awards for 2022. The award is based on reviews by Pacific Debt customers. Companies that receive a
4+ rating over a minimum of 50 reviews that mention customer service are qualified for entry into the competition.
We specialize in
debt settlement and is headquartered in
San Diego, California. It has been in business since 2002 and quickly rose to the top of national debt relief companies where it earned many awards. Get a
FREE
consultation today with no obligation.
Pacific Debt Relief’s accreditation by the
Consumer Debt Relief Initiative (CDRI), and the
International Association of Professional Debt Arbitrators (IAPDA). Accreditation is extremely important to a debt relief company. The Consumer Debt Relief Initiative (CDRI) “defines, promotes and enforces best debt practices and high standards for the debt settlement industry.” It also advocates for consumer-centric policies.
The
International Association of Professional Debt Arbitrators (IAPDA) offers training and certification for debt negotiation staff to ensure high-quality debt arbitrators. Pacific Debt is proud that all debt negotiation staff are IAPDA trained and certified. The Better Business Bureau ranks Pacific Debt as an
A+ company.
Best Company weights client reviews heavily. In order to be qualified for Best Companies awards, the company must have
at least 50 reviews with a rating of at least 4/ 5. Best Company mentions that
reviews by real Pacific Debt Relief clients are overwhelmingly positive with the most common review mentioning that
company representatives are knowledgeable.
Another common review theme is that there is a Pacific Debt Relief customer service rep assigned to individual cases, so clients speak with one person consistently, throughout the entire process.
Pacific Debt Relief is positively reviewed by verified clients. Since most people do not bother to review a company they are pleased with, Pacific Debt’s outstanding ratings mean that clients are motivated to let others know about their positive experience.
Best Company also mentions that Pacific Debt’s
online education resources are excellent.
The Best Company Great Service Award is not the first award that Pacific Debt has won. In fact, Pacific Debt is the proud recipient of the following awards:
- Best Company: #1 Debt Settlement Company, 2016
- US News and World Reports: Best Settlement Company, 2018
- US News and World Reports: The Best Debt Settlement Companies of 2020
- Bankrate:
The Best Debt Settlement Companies of 2020
Pacific Debt Relief Customer Testimonials
Testimonial 1:
Michael from California had $32,000 in credit card debt that was difficult to manage. He enrolled with Pacific Debt. Within 3 years, his accounts were settled for $19,200, saving him 40%.
"Pacific Debt will be the company to get my debt resolved. Their customer service is just awesome."
Testimonial 2:
Jennifer from Texas had medical bills over $15,000 and was struggling with minimum payments. Pacific Debt settled her accounts for $9,000 over 24 months.
"Thankful to Pacific Debt for doing such a phenomenal job. This program changed my life."
Testimonial 3:
James from Florida had racked up $42,000 in personal loan debt. He worked with Pacific Debt and after 3.5 years, all his accounts were settled at 50% savings.
"I'm excited about being 100% debt-free. Pacific Debt assisted me in saving money by setting up a much-needed program."
Testimonial 4:
Mark from New York enrolled with $29,000 in credit card debt. Over 4 years, Pacific Debt settled his accounts for $14,500.
"This is an amazing program. I'm now debt-free thanks to Pacific Debt's help."
The Debt Relief Process Explained
When you enroll in Pacific Debt's debt relief program, you'll go through these main steps.
Free Initial Consultation
A Pacific Debt Relief representative will review your financial situation in depth and analyze your debt during a free consultation. They will explain how the debt relief program works.
Debt Relief Enrollment
If you decide to enroll into our debt relief program, a specialist will help you complete the application documentation and set up your account.
Account Setup
Documentation of your accounts and balances is needed to start negotiations. Your representative helps compile this.
Monthly Payments
Each month you'll make one payment to Pacific Debt. Funds are put in a dedicated escrow bank account.
Debt Negotiations
Experienced representatives will negotiate settlements on your behalf with creditors. The goal is 40-50% settlements.
Debt Settlements
As accounts are settled, Pacific Debt Relief pays the settlement amount from your dedicated account.
Become Debt Free!
Over an average of 2-4 years, all your accounts will be settled. You'll be debt-free and on the path to financial freedom.
About Pacific Debt Relief
Pacific Debt, Inc. was founded in 2002 and has settled more than $300 million in debt. Our award-winning customer service representatives perform an in-depth analysis of each person’s debt and advise options, which may not include debt settlement or who live in the few states where Pacific Debt does not operate. In these instances, people are referred to a trusted partner who can help.
Pacific Debt specializes in settling unsecured debt like credit card debt, private student loans, medical debt, and personal loans.
Pacific Debt does not charge upfront fees and has some of the lowest monthly fees in the US. They also are often able to settle debts more quickly, saving money for clients. It takes an average of two to four years to become debt-free.
For more information on Pacific Debt’s services,
get a free consultation today. A debt specialist is available to answer questions and explain all aspects of the debt settlement program.
You can read more
Pacific Debt customer reviews on the company’s website.
Video testimonials are also available.
Pacific Debt Relief
750 B Street Suite 1700
San Diego, CA 92101
Hours of Operation
Mon-Thurs: 6am - 7pm PST
Friday: 6am - 4:30pm PST
Saturday: 7:30am - 4:30pm PST
Clients
Phone: (877) 722-3328
Fax: (619) 238-6709
Email: cs@pacificdebt.com
Non-Clients
Phone:
Fax: (619) 238-6709
Email: inquiries@pacificdebt.com
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"To eliminate debt one household at a time, while placing people first." - Pacific Debt
© 2024 Pacific Debt Inc. dba Pacific Debt Relief, all rights reserved.
California Privacy Policy | 
Do Not Sell My Personal Information
GLBA Privacy Notice | CDRI Accredited Member
*We do not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.
*Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.
*Your visit to our website may be monitored and recorded from essential 3rd party scripts.
*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Pacific Debt is not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825.