Disclaimer: Pacific Debt, Inc. is not a law firm and this article should not be construed as legal advice. Only a licensed attorney in your state can provide legal advice. In many of our previous articles concerning creditors and collections agencies, we have discussed the need to prove that any debt in question is actually yours and that the debt is not older than your state’s statute of limitations. All this information can be summed up in a debt validation letter, also called a debt collection letter. Under the Federal Fair Debt Collection Practices (FDCPA), the debt collector must send […]
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