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inquiries@pacificdebt.com
Best Debt Settlement Company
BEST DEBT SETTLEMENT COMPANY
Consumer: I am nervous about settling my debt and I want to make sure I am hiring the best debt settlement company to help me. Do you consider your company to be the best?
Sales Rep: Actually no. We are not very good at all. In reality we are just a sales room. Once you pay our fee, we will send you off to someone else to supposedly handle the service. Most of our clients pay us a lot of money, get little to no results, and end up dropping out of our program and filing for bankruptcy.
Consumer: Oh, um, well, I appreciate the blunt honesty. Um, could you possibly recommend one of your competitors that does a much better job for their clients?
Sales Rep: Sure. After I leave the office I will send you a private email with the contact information for the best debt settlement company that I know of. I can’t do it from here or I will get fired.
If only finding a good debt settlement company was that easy. Since this conversation would never happen in real life, consumers in debt and looking for help are going to need to dig a little deeper if they want to find a debt settlement company that can actually help them to resolve their problem.
Every debt settlement company you call is going to tell you that they are the best and you should hire them. To that end, let us make a bold and somewhat predictable statement.
Pacific Debt Is The Best Debt Settlement Company
What did you expect? We figure everyone else is making the claim and our 10-year track record of success would certainly give us a shot at the title.
The reality though, is that there is no single best debt settlement company. There are a few good programs out there and a large number of awful ones. It really comes down to who is the best fit for a particular consumer based on their circumstances, needs, and concerns.
If you would like to explore the option of debt settlement and think that Pacific Debt might be “the best debt settlement company for you,” please contact us by phone or email and we will help you evaluate whether or not a debt settlement approach is a good option for your specific situation.
Pacific Debt Relief Accomplishments
We are very proud of our accomplishments for our clients.
Here are a few of the highlights:
- The 10-year history of great results for our clients.
- A BBB Accredited Business with an A+ Rating.
- 98% of our Clients felt our customer service met or exceeded their expectations.
- 93% of our Clients felt our Settlement Program met or exceeded their expectations and would feel comfortable recommending us to a friend or family member.
- In 2010 we settled an average of 1.5 million dollars of debt every month.
- Our average settlement in 2010 was 39.2% of the current balance.
- We work with our clients from Start to Finish and do everything under one roof.
- We charge NO UPFRONT FEES and don’t make a dime until we settle your debt.
- We have charged fees based on our client success since the day we opened our doors, unlike most programs that only switched to this billing method under the force of law.
Debt Relief Alternatives
While debt settlement is one option, you may also want to look into:
- Debt management plans through a credit counseling agency
- Debt consolidation loans which roll debts into a single payment
- Balance transfer credit cards to pay off debt at a lower interest rate
- Bankruptcy as a legal way to discharge eligible debt
Common Debt Relief Questions
About Pacific Debt Relief
As previously mentioned, there is no single “best debt settlement company,” but as you can see, over the last 10 years we have shown a great commitment to our clients and the results we obtain for them. If you would like to explore the option of debt settlement and think that Pacific Debt might be “the best debt settlement company for you,” please contact us by phone or email and we will help you evaluate whether or not a debt settlement approach is a good option for your specific situation.
At Pacific Debt Relief, our top priority is helping clients achieve financial freedom. We are proud that so many of our past clients have shared their positive experiences working with us.
Don't just take our word for it - read 1300+ real client reviews of Pacific Debt to see what actual customers have said about their experience settling their debts with us. Many clients are one month away from finishing our debt relief program or have already completed it and become debt-free.
Pacific Debt Relief
750 B Street Suite 1700
San Diego, CA 92101
Hours of Operation
Mon-Thurs: 6am - 7pm PST
Friday: 6am - 4:30pm PST
Saturday: 7:30am - 4:30pm PST
Clients
Phone: (877) 722-3328
Fax: (619) 238-6709
Email: cs@pacificdebt.com
Non-Clients
Phone:
Fax: (619) 238-6709
Email: inquiries@pacificdebt.com
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"To eliminate debt one household at a time, while placing people first." - Pacific Debt
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*We do not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.
*Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.
*Your visit to our website may be monitored and recorded from essential 3rd party scripts.
*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Pacific Debt is not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825.