Which States Offer Extra Unemployment Money

Which States Offer Extra Unemployment Money?

In response to the Covid-19 pandemic, many unemployed workers received $600 a week in unemployment through the Coronavirus Aid, Relief and Economic Security (CARES) Act. This act, however, expired on July 31, 2020, and Senate Leader Mitch McConnel has refused to consider the House HEROS Act that would have extended unemployment payments.

Lost Wages Assistance (LWA) Program

In early August, the Federal Emergency Management Administration (FEMA) was given permission to spend $44 billion from the Disaster Relief Fund to help unemployed workers.

Workers may receive $300 a week from August 1, 2020, for as long as funds last or December 27, 2020, whichever comes first. For most states, these funds have run out.

If the state chose, it could add an additional $100 out of their state budgets. Only Kentucky, Montana, and West Virginia chose this route.

There were several barriers to receiving LWA funds. States had to apply by September 10, 2020. All but one state, South Dakota, applied. The governor, Kristi Noem (R), claimed that the 22,000 unemployed residents did not need help.

The state had to have a FEMA approved self-certification process to certify that joblessness is a result of COVID-19. Only a few of the states, New Jersey in specific, do not have a clearly defined application process.

As of October 26, 2020, all the states but Alaska, Arkansas, Hawaii, Kansas, Nevada, New Jersey, Virginia, and Wisconsin have exhausted funding.

Where Does Your State Stand?

StateExhausted 10/26/20Misc Details
Alabamax 
Alaska Attached to unemployment checks
Arizonax 
Arkansas Will send letters to eligible people
Californiax 
Coloradox
Connecticutx 
Delawarex
Floridax
Georgiax 
Hawaiix 
Idahox 
Illinoisx 
Indianax 
Iowax 
Kansas Must self-certify though department of unemployment
Kentuckyx 
Louisianax 
Mainex 
Marylandx 
Massachusettsx 
Michiganx 
Minnesotax 
Mississippix
Missourix 
Montanax 
Nebraskax
Nevadax
New Hampshire x 
New Jersey no clear guidelines and recommends people visit Department of Labor and Workforce Development
New Mexicox 
New Yorkx 
North Carolinax 
North Dakotax
Ohiox 
Oklahomax 
Oregonx
Pennsylvaniax 
Rhode Islandx 
South Carolinax 
South Dakota The governor refused to apply as state is “doing fine.”
Tennesseex 
Texasx 
Utahx 
Vermontx 
VirginiaMust self-certify through department of unemployment
Washingtonx 
West Virginiax 
Wisconsin Attached to unemployment checks
Wyomingx

Other Options

Obviously, depending on LWA money to tide you over is not a sound plan. There are other options that may be of assistance to you.

If you have always dreamed of starting a business, check out the Self Employment Assistance program (SEA). As you start your business, you may receive a weekly allowance instead of unemployment benefits.

Unemployment Compensation for Ex-Servicemembers (UCX) provides compensation for military personnel who are transitioning to civilian life.

SNAP or Supplemental Nutrition Assistance Program has improved the application process so that food-insecure families have better access to food.

Ask your creditors for relief. You can read more about credit card relief here. Forbearance is a possibility and asking costs you nothing but time.

Pacific Debt, Inc

If you can see no way out of your debt, you may need professional help and the experts at Pacific Debt, Inc are willing to discuss your unique situation with you and help you understand your options.

FREE CONSULTATION

BACK
Free Consultation
close slider

See How Much You Can Save


Start saving today! Get a personalized plan from Pacific Debt, the leader in debt relief with an A+ Rating from the BBB.


How much debt do you have?

Click to estimate

See Savings

100% free savings estimate and will not affect your credit