Like most parts of the country, San Diego has gone through some major economic swings in the past few years. Some areas, such has the housing sector have been hit especially hard with homeowners in a few local areas seeing a drop of more than 50% off of peak housing values. In order for many San Diego families to keep their heads above water, they were forced to turn to their credit cards as a lender of last resort. Unfortunately, this is a temporary solution because once the credit cards get maxed, the increased monthly payments are impossible to keep […]
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