Top 5 causes of debt

Top 5 Causes of Debt & How To Fix Them

They say it’s smart to have between 3-6 months worth of expenses saved up in case of an emergency. To give you an idea, if your monthly expenses round up to $5,000, there should be $30,000 sitting your saving account right now. But in this age of consumerism, people are likely swimming in debt instead of in a comfortable amount of hundred dollar bills. As of May 2016, 38.1% of all households carry some sort of credit card debt and according to the most recent survey from the U.S. Federal Reserve, the average credit card debt of U.S. households is about […]

Check your credit card report regularly

Why you need to check your credit report regularly

If you are in the market for a new home or a car loan, chances are you have already checked your credit report and credit score. You know how important good credit is to getting the lowest rate on those loans, but do you realize how important a good credit score is to other aspects of your life? The truth is it is important to keep regular tabs on your credit history and credit score, even if you are not in the market for a new home or car. There are a number of reasons why checking your credit report […]

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