Can You Pay Your Mortgage with Credit Card

Can You Pay Your Mortgage with a Credit Card?

The short answer to ‘can you pay your mortgage with a credit card’ is probably. It depends on the terms of your credit card and your mortgage holder. Since these are considered debt-for-debt transactions, credit card companies are wary of them. The more appropriate question is SHOULD you pay your mortgage with credit cards? Well, lets answer that question in a few paragraphs. Why Would You Use a Credit Card to Pay Your Mortgage? You might choose to use your credit card to pay your mortgage for several reasons. One is the rewards you accrue for using your card. Another […]

Financial Anxiety

Financial Anxiety and How to Battle It

Financial Anxiety Current internet articles, posts, and headlines are filled with descriptions of the financial issues troubling many Americans. Layoffs, tax debt, and bankruptcies can add to the financial stress, and according to the American Psychological Association (APA), it’s taking a huge toll on our health. While the country continues to recover from the recession, many of us still feel the weight of crushing debt. Unfortunately, prolonged financial stress can negatively affect our physical, mental, and emotional health. The good news is that help is available. Options like relief from tax burdens, debt management programs, and budgeting strategies can provide […]

Get Budget Help With Budget Apps

What Are The Best Budgeting Apps of 2018?

The Best Budgeting Apps of 2018 Most people believe in the power of budgeting; some people think it’s just an excuse to avoid the real solution. Richard Quinn, a retired VP of Compensation and Benefits with over 50 years of experience in managing pension and 401k plans for a fortune 200 company, offers some profound advice about budgeting. One particular thing he mentioned about budgeting apps will strike a chord with most budgeting experts. According to Quinn, “Nobody needs an app. They don’t even need a budget. They need to do a few simple things: Take their net pay and […]

How Katherine in Michigan Retired Debt Free

Name: Katherine Age: 62 Location: Michigan When did you enroll in our debt settlement program and how much debt were you facing? I had about 23,0000.00 worth of debt with 2 credit cards. Why did you choose Pacific Debt over the options and companies you researched? When I was looking for a company, basically, I went thru and saw Pacific Debt, I called and was put in touch with Josh Hallas.  In just speaking to him and his reassurances, I knew this was the company I was supposed to deal with.  Josh explained the company and just what we would […]

Meet Christopher – Now Debt Free Thanks to Pacific Debt

Name: Christopher Age: 35 Location: California When did you enroll in our debt settlement program and how much debt were you facing? How did carrying all of that debt make you feel? We enrolled March 2016 in Pacific Debt’s program, with $23,176 in debt. Carrying that much debt made it almost impossible to make ends meet. We could make only minimum payments, and would immediately be checking balances and available credit to see which card we could use next. Purchases were for necessities, not fun or frivolous items. We lived credit card limit to credit card limit. Tell us about […]

Pacific Debt Inc. Debt Validation

Read Over 1300 Real Pacific Debt Client Reviews

At Pacific Debt, we’ve always focused on providing an awesome customer experience and delivering great results. Over the past 15 years, our team has settled over $200 million in consumer credit card debt and helped tens of thousands of individuals and families. Read more Pacific Debt reviews from people we have helped get debt relief through our debt settlement program. A couple of years, ago, our team started actively asking our customers to share their experiences online, so that others who are struggling with debt could see for themselves the power of our program. In that time, our customers have shared over 1300 […]

Online Money Management for Consumers

Overwhelming credit card debt is often simply a symptom of poor spending and money management habits. A great free resource for consumers who struggle to balance their check books each month is MINT.com. The site is owned and operated by Intuit, the same company that provides the popular Tubortax and Quickbooks software. The site is 100% FREE. Mint.com ties together all of you finances into one easy to use portal, including your checking and savings accounts, retirement funds, credit cards, mortgages and car loans. In addition, it allows users to set up custom budgets and tracks all of your purchases, […]

How the debt ceiling impacts your credit card debt

As most Americans are aware our elected officials are currently evaluating a number of plans aimed at getting our nation’s ballooning debt under control while concurrently raising the debt ceiling. Without raising the debt ceiling, it is predicted that the US could default on its current debt obligations and see its credit rating plummet from AAA to D status. From a consumer’s standpoint that is like seeing your FICO credit score drop from 750 to 500 overnight. In fact, the Federal Reserve is making plans for this possible scenario. If the US does default, consumers should expect to see higher […]

No Upfront Fees Debt Settlement

If you are considering debt settlement as an option for debt relief help, it is important that you work with a company that does not charge you any upfront fees. A recent FTC ruling has made it illegal for most debt relief providers to charge consumers a fee until they begin to see results. Despite these changes, there are several companies out there attempting to circumvent the rules. Some of these companies are landing in hot water with state regulators and could be at risk of facing further sanctions. Please note that Pacific Debt is in full compliance with the […]

Sub Prime Credit Card Lending Surges

Have you opened your mail box recently to find a mountain of new credit card offers? According to a new report from Equifax the banks have seen a surge in new credit card originations over the past year. In fact originations are up over 28% year over years. Perhaps most revealing is this little nugget: Notable within the data is that lenders continue to expand the subprime category with Feb. 2011 subprime bankcard originations* up by more than 75 percent over Feb. 2010 numbers, and total new subprime bankcard credit up by more than 66 percent. Wasn’t sub prime lending […]

BACK
Free Consultation
close slider

See How Much You Can Save


Start saving today! Get a personalized plan from Pacific Debt, the leader in debt relief with an A+ Rating from the BBB.


How much debt do you have?

Click to estimate

See Savings

100% free savings estimate and will not affect your credit