Case Study - Debt Consolidation Rochester

Rochester, New York Debt relief program and consolidation review
Name: Rick
City: Rochester
State: New York
# of Settlements: 2
Total Settled:$11,132.45

Hardship Story

I recently went through a divorce, We sold our home and I would like to use the funds to get my debts resolved once and for all.

Successful Debt Settlements

Recent Settlements table showing creditor name, settlement value, original balance, and percentage of claim.

Creditor Name Original Balance* Settlement Percentage Settled**
Barclays $10,296.12 $4,118.45 40%
Citi $11,689.82 $7,014.00 60%

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New York Cities Served by Pacific Debt

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Afton village

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Alexandria Bay village

Altamont village

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Andes village

Angola on the Lake

Arcade village

Arlington

Atlantic Beach village

Au Sable Forks

Babylon village

Baldwin Harbor

Bardonia

Batavia

Bayport

Beacon

Bellerose Terrace

Belmont village

Big Flats

Black River village

Bloomingburg village

Boonville village

Brewster village

Bridgeport

Brinckerhoff

Bronxville village

Brushton village

Burke village

Callicoon

Camillus village

Canastota village

Cape Vincent village

Cassadaga village

Cato village

Cayuga Heights village

Centereach

Central Square village

Chappaqua

Cheektowaga

Chestnut Ridge village

Clark Mills

Cleveland village

Clyde village

Cohoes

Colonie village

Constantia

Copiague

Corning

Country Knolls

Croghan village

Crugers

Dannemora village

Delanson village

Depauville

DeRuyter village

Dolgeville village

Duane Lake

Earlville village

East Farmingdale

East Hampton village

East Ithaca

East Meadow

East Norwich

East Randolph village

East Syracuse village

Edwards village

Ellicottville village

Elmira Heights village

Endicott village

Fabius village

Fairview CDP (Dutchess County)

Farmingville

Firthcliffe

Fleischmanns village

Fonda village

Fort Drum

Fort Plain village

Franklin Square

Freeville village

Fultonville village

Gang Mills

Gardiner

Geneseo village

Gilbertsville village

Glen Head

Glenwood Landing

Goshen village

Granville village

Great Neck Gardens

Greene village

Greenport West

Greenwich village

Halesite

Hammondsport village

Hannibal village

Harris Hill

Hastings-on-Hudson village

Hawthorne

Herkimer village

Heuvelton village

Hewlett Neck village

Highland Falls village

Hillside

Holbrook

Holtsville

Hopewell Junction

Houghton

Huntington

Ilion village

Irvington village

Islip Terrace

Jamestown West

Jericho

Kaser village

Kerhonkson

Kingston

La Fargeville

Lake Grove village

Lake Mohegan

Lakeview

Larchmont village

Laurens village

Le Roy village

Lido Beach

Lincolndale

Little Falls

Livonia village

Lodi village

Lynbrook village

Lyons village

Madison village

Malverne village

Manhasset

Manorhaven village

Margaretville village

Massapequa Park village

Matinecock village

Mayfield village

Medford

Melville

Mexico village

Middletown

Miller Place

Milton CDP (Saratoga County)

Mineville-Witherbee

Monsey

Monticello village

Moriches

Morrisville village

Mount Sinai

Munsons Corners

Napanoch

Nassau village

Nelsonville village

New Berlin village

Newfane

New Hyde Park village

New Square village

New York Mills village

Nissequogue village

Northampton

North Bellmore

Northeast Ithaca

North Hornell village

North Merrick

North Sea

Northville village

Northwest Ithaca

Nunda village

Ocean Beach village

Olcott

Old Westbury village

Oneonta

Orient

Oswego

Owego village

Painted Post village

Panama village

Pattersonville-Rotterdam Junction

Peconic

Penn Yan village

Phelps village

Phoenix village

Pine Hill

Plainview

Plattekill

Pleasantville village

Pomona village

Port Dickinson village

Port Jefferson Station

Port Washington

Preston-Potter Hollow

Quioque

Rapids

Red Hook village

Remsenburg-Speonk

Richburg village

Ridge

Riverside village

Rockville Centre village

Roosevelt

Roslyn Estates village

Round Lake village

Rye

Saddle Rock Estates

St. James

Salisbury

Sandy Creek village

Saugerties South

Schaghticoke village

Scotchtown

Sea Cliff village

Seneca Falls village

Shelter Island

Sherman village

Shokan

Sidney village

Skaneateles village

Smallwood

Sodus Point village

South Corning village

South Floral Park village

South Huntington

Southport

Spencer village

Springville village

Star Lake

Stony Brook

Sylvan Beach village

Tappan

Thiells

Tivoli village

Tribes Hill

Tuckahoe village

Tuxedo Park village

Unionville village

Utica

Valley Cottage

Vernon village

Village Green

Waddington village

Walker Valley

Wampsville village

Warsaw village

Waterford village

Waterville village

Wayland village

Wellsville village

Westbury village

Westfield village

West Hampton Dunes village

West Hurley

Weston Mills

West Seneca

Whitehall village

Williamsville village

Windsor village

Woodridge village

Wyandanch

Yonkers

Youngstown village

Adams village

Airmont village

Albion village

Alfred village

Altmar village

Ames village

Andover village

Antwerp village

Ardsley village

Armonk

Attica village

Averill Park

Bainbridge village

Baldwinsville village

Barker village

Bath village

Bay Shore

Beaverdam Lake-Salisbury Mills

Belle Terre village

Bemus Point village

Big Flats Airport

Blasdell village

Blue Point

Brasher Falls-Winthrop

Brewster Hill

Bridgewater village

Broadalbin village

Brookhaven

Buchanan village

Cairo

Calverton

Canajoharie village

Candor village

Carle Place

Castile village

Catskill village

Cazenovia village

Center Moriches

Central Valley

Chateaugay village

Cherry Creek village

Chittenango village

Claverack-Red Mills

Clifton Springs village

Cobleskill village

Cold Brook village

Commack

Cooperstown village

Coram

Cornwall on Hudson village

Cove Neck village

Crompond

Cuba village

Dansville village

Delevan village

Depew village

Dexter village

Dover Plains

Duanesburg

East Atlantic Beach

East Garden City

East Hampton North

East Kingston

East Moriches

East Patchogue

East Rochester village

East Williston village

Elba village

Ellisburg village

Elmont

Endwell

Fair Haven village

Fairview CDP (Westchester County)

Farnham village

Fishers Island

Floral Park village

Forest Home

Fort Edward village

Fort Salonga

Franklinville village

Frewsburg

Gainesville village

Garden City village

Gardnertown

Geneva

Gilgo-Oak Beach-Captree

Glen Park village

Gloversville

Gouverneur village

Great Bend

Great Neck Plaza village

Green Island village

Greenvale

Greenwood Lake village

Hamburg village

Hampton Bays

Harbor Hills

Harrison village

Hauppauge

Head of the Harbor village

Hermon village

Hewlett

Hicksville

Highland Mills

Hillside Lake

Holland

Homer village

Hornell

Hudson

Huntington Bay village

Interlaken village

Islandia village

Ithaca

Jefferson Heights

Johnson City village

Keeseville village

Kinderhook village

Kiryas Joel village

Lake Carmel

Lake Katrine

Lake Placid village

Lakewood village

Lattingtown village

Lawrence village

Levittown

Lima village

Lincoln Park

Little Valley village

Lloyd Harbor village

Long Beach

Lyncourt

Lyons Falls village

Mahopac

Malverne Park Oaks

Manhasset Hills

Manorville

Mariaville Lake

Massena village

Mattituck

Mayville village

Medina village

Menands village

Middleburgh village

Middleville village

Millerton village

Milton CDP (Ulster County)

Minoa village

Montauk

Montour Falls village

Morris village

Mount Ivy

Mount Vernon

Muttontown village

Napeague

Natural Bridge

Nesconset

Newburgh

Newfield Hamlet

New Paltz village

New Suffolk

Niagara Falls

Niverville

North Babylon

North Bellport

North Great River

North Lindenhurst

North New Hyde Park

North Syracuse village

Northville

Norwich

Nyack village

Oceanside

Old Bethpage

Olean

Orangeburg

Oriskany village

Otego village

Oxford village

Palatine Bridge village

Parc

Pawling village

Peekskill

Perry village

Philadelphia village

Piermont village

Pine Plains

Plandome village

Plattsburgh

Poestenkill

Poquott village

Port Ewen

Port Jervis

Port Washington North village

Prospect village

Quogue village

Ravena village

Red Oaks Mill

Rensselaer

Richfield Springs village

Rifton

Riverside

Rocky Point

Roscoe

Roslyn Harbor village

Rouses Point village

Rye Brook village

Sagaponack

St. Johnsville village

Saltaire village

Saranac Lake village

Savona village

Schenectady

Scotia village

Seaford

Seneca Knolls

Shelter Island Heights

Sherrill

Shoreham village

Silver Creek village

Sleepy Hollow village

Smithtown

Solvay village

South Dayton village

South Glens Falls village

South Lockport

South Valley Stream

Spencerport village

Staatsburg

Stewart Manor village

Stony Point

Syosset

Tarrytown village

Thomaston village

Tonawanda

Troy

Tully village

Unadilla village

University Gardens

Vails Gate

Valley Falls village

Verplanck

Village of the Branch village

Wading River

Wallkill

Wantagh

Warwick village

Waterloo village

Watervliet

Webster village

Wesley Hills village

West Carthage village

West Glens Falls

West Haverstraw village

West Islip

West Point

Westvale

White Plains

Williston Park village

Wolcott village

Woodsburgh village

Wynantskill

Yorkshire

Zena

Adams Center

Akron village

Alden village

Allegany village

Altona

Amityville village

Angelica village

Apalachin

Argyle village

Asharoken village

Auburn

Avoca village

Baiting Hollow

Ballston Spa village

Barneveld village

Baxter Estates village

Bayville village

Bedford

Bellmore

Bergen village

Billington Heights

Blauvelt

Bohemia

Brentwood

Briarcliff Manor village

Brighton

Brockport village

Brookville village

Buffalo

Calcium

Cambridge village

Canandaigua

Canisteo village

Carmel Hamlet

Castleton-on-Hudson village

Cattaraugus village

Cedarhurst village

Centerport

Centre Island village

Chatham village

Cherry Valley village

Churchville village

Clayton village

Clinton village

Coeymans

Cold Spring village

Congers

Copake Lake

Corfu village

Cortland

Coxsackie village

Croton-on-Hudson village

Cumberland Head

Deer Park

Delhi village

Deposit village

Dix Hills

Dresden village

Dundee village

East Aurora village

East Glenville

East Hills village

East Marion

East Nassau village

Eastport

East Rockaway village

Eatons Neck

Elbridge village

Elma Center

Elmsford village

Esperance village

Fairmount

Falconer village

Fayetteville village

Fishkill village

Florida village

Forestville village

Fort Johnson village

Frankfort village

Fredonia village

Friendship

Galeville

Garden City Park

Gasport

Germantown

Glasco

Glens Falls

Golden's Bridge

Gowanda village

Great Neck village

Great River

Greenlawn

Greenville CDP (Greene County)

Groton village

Hamilton village

Hampton Manor

Harbor Isle

Harrisville village

Haverstraw village

Hempstead village

Herricks

Hewlett Bay Park village

High Falls

Hillburn village

Hilton village

Holland Patent village

Honeoye Falls village

Horseheads village

Hudson Falls village

Huntington Station

Inwood

Island Park village

Jamesport

Jefferson Valley-Yorktown

Johnstown

Kenmore village

Kings Park

Lackawanna

Lake Erie Beach

Lakeland

Lake Ronkonkoma

Lancaster village

Laurel

Leeds

Lewiston village

Lime Lake-Machias

Lindenhurst village

Liverpool village

Lockport

Lorenz Park

Lyndonville village

Macedon village

Malden

Mamaroneck village

Manlius village

Marathon village

Marlboro

Mastic

Mattydale

Mechanicstown

Medusa

Meridian village

Middle Island

Milford village

Mill Neck village

Mineola village

Mohawk village

Montebello village

Mooers

Morrisonville

Mount Kisco village

Munnsville village

Myers Corner

Naples village

Nedrow

Newark village

New Cassel

New Hartford village

Newport village

New Windsor

Nichols village

Norfolk

North Ballston Spa

North Boston

North Haven village

North Lynbrook

North Patchogue

North Tonawanda

North Wantagh

Norwood village

Oakdale

Odessa village

Old Brookville village

Oneida

Orange Lake

Oriskany Falls village

Otisville village

Oyster Bay

Palenville

Parish village

Peach Lake

Pelham village

Perrysburg village

Philmont village

Pike village

Pittsford village

Plandome Heights village

Plattsburgh West

Point Lookout

Port Byron village

Port Henry village

Port Leyden village

Potsdam village

Pulaski village

Randolph village

Red Creek village

Redwood

Rensselaer Falls village

Richmondville village

Ripley

Rochester

Rome

Rosendale Village

Roslyn Heights

Rushville village

Sackets Harbor village

Sag Harbor village

Salamanca

Sand Ridge

Saratoga Springs

Sayville

Schoharie village

Scotts Corners

Searingtown

Setauket-East Setauket

Shenorock

Shinnecock Hills

Shortsville village

Silver Springs village

Sloan village

Smyrna village

Sound Beach

South Fallsburg

South Hempstead

South Nyack village

Spackenkill

Springs

Stamford village

Stillwater village

Stottville

Syracuse

Terryville

Thornwood

Tonawanda

Trumansburg village

Tupper Lake village

Uniondale

Upper Brookville village

Valatie village

Valley Stream village

Victor village

Viola

Wainscott

Walton village

Wappingers Falls village

Washington Heights

Watermill

Watkins Glen village

Weedsport village

West Babylon

West Elmira

Westhampton

West Hempstead

Westmere

West Sand Lake

West Winfield village

Whitesboro village

Wilson village

Woodbury

Woodstock

Wyoming village

Yorktown Heights

Addison village

Albany

Alexander village

Almond village

Amagansett

Amsterdam

Angola village

Aquebogue

Arkport village

Athens village

Aurora village

Avon village

Baldwin

Balmville

Barnum Island

Bay Park

Baywood

Bellerose village

Bellport village

Bethpage

Binghamton

Bloomfield village

Bolivar village

Brewerton

Bridgehampton

Brightwaters village

Brocton village

Brownville village

Burdett village

Caledonia village

Camden village

Canaseraga village

Canton village

Carthage village

Castorland village

Cayuga village

Celoron village

Central Islip

Champlain village

Chaumont village

Chester village

Clarence Center

Clayville village

Clintondale

Cohocton village

Cold Spring Harbor

Constableville village

Copenhagen village

Corinth village

Cortland West

Cragsmoor

Crown Heights

Cutchogue

Deferiet village

Delmar

Dering Harbor village

Dobbs Ferry village

Dryden village

Dunkirk

Eastchester

East Greenbush

East Islip

East Massapequa

East Northport

East Quogue

East Shoreham

Eden

Ellenville village

Elmira

Elwood

Evans Mills village

Fairport village

Farmingdale village

Fire Island

Flanders

Flower Hill village

Fort Ann village

Fort Montgomery

Franklin village

Freeport village

Fulton

Galway village

Garden City South

Gates-North Gates

Ghent

Glen Cove

Glens Falls North

Gordon Heights

Grand View-on-Hudson village

Great Neck Estates village

Greece

Greenport village

Greenville CDP (Westchester County)

Hagaman village

Hammond village

Hancock village

Harriman village

Hartsdale

Haviland

Heritage Hills

Herrings village

Hewlett Harbor village

Highland

Hillcrest

Hobart village

Holley village

Hoosick Falls village

Horseheads North

Hunter village

Hurley

Irondequoit

Islip

Jamestown

Jeffersonville village

Jordan village

Kensington village

Kings Point village

Lacona village

Lake George village

Lake Luzerne-Hadley

Lake Success village

Lansing village

Laurel Hollow village

Leicester village

Liberty village

Limestone village

Lisle village

Livingston Manor

Locust Valley

Lowville village

Lyon Mountain

McGraw village

Malone village

Manchester village

Mannsville village

Marcellus village

Massapequa

Mastic Beach

Maybrook village

Mechanicville

Melrose Park

Merrick

Middleport village

Millbrook village

Millport village

Minetto

Monroe village

Montgomery village

Moravia village

Morristown village

Mount Morris village

Munsey Park village

Nanuet

Narrowsburg

Nelliston village

Newark Valley village

New City

New Hempstead village

New Rochelle

New York

Niskayuna

North Amityville

North Bay Shore

North Collins village

North Hills village

North Massapequa

Northport village

North Valley Stream

Northwest Harbor

Noyack

Oakfield village

Ogdensburg

Old Field village

Oneida Castle village

Orchard Park village

Ossining village

Ovid village

Oyster Bay Cove village

Palmyra village

Patchogue village

Pearl River

Pelham Manor village

Peru

Phoenicia

Pine Bush

Plainedge

Plandome Manor village

Pleasant Valley

Poland village

Port Chester village

Port Jefferson village

Portville village

Poughkeepsie

Putnam Lake

Ransomville

Redford

Remsen village

Rhinebeck village

Richville village

Riverhead

Rock Hill

Ronkonkoma

Roslyn village

Rotterdam

Russell Gardens village

Saddle Rock village

St. Bonaventure

Salem village

Sands Point village

Saugerties village

Scarsdale village

Schuylerville village

Scottsville village

Selden

Sharon Springs village

Sherburne village

Shirley

Shrub Oak

Sinclairville village

Sloatsburg village

Sodus village

Southampton village

South Farmingdale

South Hill

Southold

Speculator village

Spring Valley village

Stannards

Stone Ridge

Suffern village

Tannersville village

Theresa village

Tillson

Town Line

Tuckahoe

Turin village

Union Springs village

Upper Nyack village

Valhalla

Van Etten village

Victory village

Voorheesville village

Walden village

Walton Park

Warrensburg

Washingtonville village

Watertown

Waverly village

Wellsburg village

West Bay Shore

West End

Westhampton Beach village

West Hills

West Nyack

West Sayville

Wheatley Heights

Whitney Point village

Windham

Woodmere

Wurtsboro village

Yaphank

Yorkville village

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