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Case Study - Debt Consolidation Detroit, MI

Name: Margaret

City: Detroit

State: Michigan

# of Settlements: 4

Total Settled:$5,825.00

Hardship Story

I am on fixed income and I can no longer afford my minimum payments. I want to avoiid bankruptcy at all costs. I am looking for a program with a clear end in sight.

Successful Debt Settlements

Recent Settlements table showing creditor name, settlement value, original balance, and percentage of claim.

Creditor Name	Original Balance*	Settlement	Percentage Settled**
Amazon (Synchrony)	$3,569.04	$1,607.00	45%
Avant	$4,147.22	$2,074.00	50%
Barclays	$3,975.70	$1,576.00	39%
Walmart (Synchrony Bank)	$1,421.97	$568.00	39.94%

Return to the Michigan Debt Relief section to learn more.

Read more of our Michigan debt relief reviews and case studies.

DISCLAIMER: We are not lawyers and are not giving legal advice. Before filing bankruptcy, talk to a lawyer in your state.

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Pacific Debt is an A+ rated business with the BBB. We have been accredited since 2010. We have received 4.87 out of five stars based on 40 customer reviews with the BBB.

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*Clients who make all their monthly program deposits pay approximately 50% of their enrolled balance before fees, or 65% to 85% including fees, over 24 to 48 months (some programs lengths can go higher). Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. We are not a credit repair firm nor do we offer credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. We are licensed where we engage in business. NMLS # 1250953. The use of our services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S. 12-03825. Pacific Debt, Inc. is registered with the California DFPI under the CCFPL registration number 01-CCFPL-1250953-3419036.

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