Lower Your Monthly Payments & Eliminate Your Debt Fast!

Debt settlement is a highly effective alternative to bankruptcy that reduces the amount of credit card debt you owe.

What Is It?

It’s a negotiation process handled by professionals who have established relationships with all the major creditors, including yours. We are able to reduce your debt balances by up to 50-60% while lowering your monthly payments during the process.

Get Out of Debt in as Little as 2-3 Years.

Did you know that if you make the minimum payments on $30,000 in debt, it may take you 20 years to become debt free? Debt settlement is much faster – enjoy a debt free life before you know it!

  • Consolidate debts into 1 lower monthly payment that fits your budget
  • Drastically reduce your principle, interest, & late fees
  • Avoid bankruptcy and the stigma that accompanies it
  • Reduce creditor calls
  • Be debt free in 12-48 months

Is It Right For You?

We are counselors, not pushy salespeople and we’re selective about who enters our program. Why? Because we are focused on results! If we can’t help you, we will let you know right away as our high quality reputation is of upmost importance to us.

Why Else Should You Speak to Us?

  • A+ rated by the Better Business Bureau
  • In business for over 9 years
  • Certified debt specialist to assist you with no obligation
  • Our management has over 20 years experience
  • Stellar in-house customer service to help you every step of the way


“I am writing to express my gratitude and appreciation for the services provided to me by Pacific Debt. Prior to becoming a client,I had been continuously ignored and/or taken advantage of by indifferent creditors who refused to work with me or compromise in order for me to realistically meet my financial obligations to them.
Additionally, I would like to acknowledge the simplistic but brilliant business strategy of the people at Pacific Debt identifying a niche market in debt consolidation while still managing to provide a vital service to consumers. Thank you again,”


“Pacific Debt has excellent customer service practices. They are very aware of fulfilling the needs of customers. Periodically I get calls to see if I have any questions. If I send a fax I always get a confirmation call. In these times of less human contact, it is great that P.D. extends such a high level of service.
I am very pleased with making the choice to have Pacific Debt represent me in resolving my financial matters.



“I want to thank you all for a new beginning to a debt free life. The first step was having faith in people I’ve never meet, you guys should be very proud of what you do. I know that this is the way I feel right now. I’ll be glad to recommend you to others who are in the same boat that I was. Thank you all again.”


FREE Consultation

We will quickly evaluate your situation and if a better solution exists or if we cannot assist you, we’ll tell you what other options may be available to you. Integrity and our reputation is what’s most important to us. We will guide you.

Free Consultation
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See How Much You Can Save

Start saving today! Get a personalized plan from Pacific Debt, the leader in debt relief with an A+ Rating from the BBB.

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