Debt Consolidation San Diego

San Diego Debt Consolidation Company

If you’re searching for debt consolidation assistance in San Diego, you will find a number of different debt relief providers located in and around San Diego. Once you scroll past the paid ads from national companies, you will find a variety of credit counseling companies, bankruptcy attorneys, local credit unions, and a few debt settlement companies.

San Diego Debt Consolidation Company - Pacific Debt Inc.However, you will find only one San Diego debt relief company with the following credentials:

We’re proud to say that we’re that company – Pacific Debt Inc. 

Pacific Debt is a San Diego debt relief company founded in 2002 by Mr. Kevin Landie. Kevin was raised in San Diego and graduated from San Diego State University. After working in the debt consolidation industry locally in San Diego for a number of years, Kevin started Pacific Debt in response to the rising tide of consumer debt in our country.

What separates Pacific Debt from many of its competitors, is the company’s focus on the consumer experience. From your initial consultation to your program completion, you can expect to get expert one-on-one attention and the highest level of customer service from all of our departments.

Click here to see information on our Debt Relief program.

What to expect during your debt relief journey with Pacific Debt:

  1. You will speak with one of our Debt Counselors and review your personal situation, including all of your debts and your budget. We will customize a program that is affordable and which will allow you to be out of debt within 12-48 months in most cases. To ensure that you make the most informed decision possible, we also review all of the options you may have. Getting help with debt consolidation in San Diego can be tricky, so we have a number of Trusted Partners we can refer you to in the event that we can not help.
  2. Once you are enrolled, our Client Care team will begin to work with you to make sure that your program is set up for success. During the welcome call, we will review all of the program aspects to ensure quality assurance. Client Care will then touch base with you every couple of weeks for the first few months to make sure you know how to handle creditor calls, are sending in your creditor statements, and have provided us with any other documentation necessary to complete your file.
  3. After approximately 90 days, your file will be assigned to one of the veteran Account Managers. Your Account Manager will be the one advocating on your behalf and negotiating with your creditors. Each time a settlement is reached, your personal Account Manager will reach out to you to review the terms and approve the settlement. Our goal is always to reduce the original balance by half, but ultimately you are in control every step of the way, as we cannot proceed with a settlement unless it meets your standard. Once all of your debt is resolved, you will receive a completion package with copies of all the settlements for your records.

While most of our clients prefer doing consultations over the telephone, as a San Diego-based debt relief provider we are happy to do a face-to-face consultation for those living in Southern California. In fact, many of our clients stop by each month to drop off copies of their creditor statements and to speak with their Personal Account Manager.

The bottom line is that you have a number of options when searching for firms to help consolidate your debt, but there is only one option that is local to San Diego, is Accredited with the Better Business Bureau and American Fair Credit Council and offers personalized one-on-one service. That option is Pacific Debt.

We are located at 
750 B St. Suite 1700,
San Diego, CA 92101

Next to Petco Park in downtown San Diego.

Pacific Debt has helped thousands of people reduce their debt. Since 2002we’ve settled over $200 million in debt for our clients. Contact us today to see how we can help.


"My dealings with the Pacific Debt representatives was a most pleasant experience. I started the program in October of 2012, my goal being to pay off all my credit card debt as quickly as possible."


"I just wanted to thank you for work you did for us on settling our credit cad debts. You were honest and explained everything you were doing in detail. I had a lot of confidence in you. I felt that I did the right thing in contacting your Pacific Debt and you to do by right by us."


"I just wanted to send a quick thank you for all you have done! It wasn't an easy couple of years financially, but I made it through! Thanks to you, Pacific Debt, I can now make a fresh start."

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