You have debts and want to roll all those debts into one payment. This is known as debt consolidation. Debt consolidation can be a great option to getting debt free. The problem is that debt consolidation can make your situation worse. If you have a great credit score, debt consolidation loans are readily available. If you have bad credit, debt consolidation loans can be expensive and difficult to get. Lenders usually charge unreal interest rates and fees. What Credit Score Do I Need? In order to get the best interest rates, you need a credit score of 700 or above. […]
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