How to get debt relief from the coronavirus

How to Get Credit Card Debt Relief from the Coronavirus Pandemic

With vitally important stay-at-home orders issued in most states and many businesses closed down because of the COVID-19 pandemic, you may be one of the millions who are taking a financial hit. While you pay attention to your health, you need to pay attention to your credit cards and your spending. It will be very easy to spiral deeper into debt and rack up some serious balances on your credit cards. There is also some potentially good news coming out of this situation that may help you with your credit card bills.  Speak to a debt specialist for free. They […]

What Is a Good APR for a Credit Card?

What Is a Good APR for a Credit Card

As you are shopping around for a credit card, you’ll notice the APR or annual percentage rate. These rates vary widely, generally from 16% to more than 25%. How do you know if you are getting the best possible APR for your credit card? What is APR? ARP is the amount of interest charged on credit card purchases and cash withdrawals. The quick version is that the APR is based on the prime rate or the lending rate that is offered to borrowers with the best credit scores, generally over 690. We’ve covered how credit card interest works in great […]

How Long to Keep Credit Card Statements

How Long to Keep Credit Card Statements

At least once a month, you get statements from a wide variety of vendors, either through email or paper mail. Did you know that, by law, you need to keep some of these records for a certain amount of time? And once you no longer need them, what’s the best way to dispose of them? Those pieces of paper contain a huge amount of personal information. Also,  what’s the best way to store these records? If you have a business, you will have additional requirements, but this article will be geared towards consumers rather than businesses. Call us today and […]

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