Pacific Debt Relief Program

Best Debt Settlement Company

Nov 27, 2011

BEST DEBT SETTLEMENT COMPANY

Best Debt Settlement Company

Consumer: I am nervous about settling my debt and I want to make sure I am hiring the best debt settlement company to help me. Do you consider your company to be the best?


Sales Rep: Actually no. We are not very good at all. In reality we are just a sales room. Once you pay our fee, we will send you off to someone else to supposedly handle the service. Most of our clients pay us a lot of money, get little to no results, and end up dropping out of our program and filing for bankruptcy.


Consumer: Oh, um, well, I appreciate the blunt honesty. Um, could you possibly recommend one of your competitors that does a much better job for their clients?


Sales Rep: Sure. After I leave the office I will send you a private email with the contact information for the best debt settlement company that I know of. I can’t do it from here or I will get fired.


If only finding a good debt settlement company was that easy. Since this conversation would never happen in real life, consumers in debt and looking for help are going to need to dig a little deeper if they want to find a debt settlement company that can actually help them to resolve their problem.


Every debt settlement company you call is going to tell you that they are the best and you should hire them. To that end, let us make a bold and somewhat predictable statement.


Pacific Debt Is The Best Debt Settlement Company

Pacific Debt Is The Best Debt Settlement Company

What did you expect? We figure everyone else is making the claim and our 10-year track record of success would certainly give us a shot at the title.


The reality though, is that there is no single best debt settlement company. There are a few good programs out there and a large number of awful ones. It really comes down to who is the best fit for a particular consumer based on their circumstances, needs, and concerns.


If you would like to explore the option of debt settlement and think that Pacific Debt might be “the best debt settlement company for you,” please contact us by phone or email and we will help you evaluate whether or not a debt settlement approach is a good option for your specific situation.


Pacific Debt Relief Accomplishments

We are very proud of our accomplishments for our clients.


Here are a few of the highlights:

Debt Relief Alternatives


While debt settlement is one option, you may also want to look into:

  • Debt management plans through a credit counseling agency
  • Debt consolidation loans which roll debts into a single payment
  • Balance transfer credit cards to pay off debt at a lower interest rate
  • Bankruptcy as a legal way to discharge eligible debt

Common Debt Relief Questions

  • How long does debt settlement take?

    Debt settlement programs usually take around 2-4 years to fully settle all debts enrolled.

  • Will debt settlement impact my credit score?

    Yes, your credit score will likely drop when you stop making payments. Missed payments remain on your credit report for 7 years.

  • What debts can be settled through debt settlement?

    Most unsecured debts like credit cards, medical bills, and personal loans can be settled. Student loans and secured debt usually cannot.

  • Is the forgiven debt taxable?

    Yes, you may owe taxes on any amount forgiven over $600 unless you are insolvent.

  • How much will debt settlement cost me?

    Debt settlement fees are typically 15-25% of the debt amount, but you only pay fees after a successful settlement.

  • How can I save up for settlements?

    You need a dedicated savings account to set aside funds for eventual settlements. We can help set this up.

  • Are there risks to debt settlement?

    Yes, your credit score drops, you could face lawsuits, and settled debt may be taxed. But for some, the benefits outweigh the risks.

  • How do I know if debt settlement is right for me?

    It's best for those with unsecured debt who can't pay it back and want to avoid bankruptcy. We can advise if it's a fit.

About Pacific Debt Relief


As previously mentioned, there is no single “best debt settlement company,” but as you can see, over the last 10 years we have shown a great commitment to our clients and the results we obtain for them. If you would like to explore the option of debt settlement and think that Pacific Debt might be “the best debt settlement company for you,” please contact us by phone or email and we will help you evaluate whether or not a debt settlement approach is a good option for your specific situation.


At Pacific Debt Relief, our top priority is helping clients achieve financial freedom. We are proud that so many of our past clients have shared their positive experiences working with us.


Don't just take our word for it - read 1300+ real client reviews of Pacific Debt to see what actual customers have said about their experience settling their debts with us. Many clients are one month away from finishing our debt relief program or have already completed it and become debt-free.

Are you ready for debt relief help now?

Get Free Consultation
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