Top 5 causes of debt

Top 5 Causes of Debt & How To Fix Them

They say it’s smart to have between 3-6 months worth of expenses saved up in case of an emergency. To give you an idea, if your monthly expenses round up to $5,000, there should be $30,000 sitting your saving account right now. But in this age of consumerism, people are likely swimming in debt instead of in a comfortable amount of hundred dollar bills. As of May 2016, 38.1% of all households carry some sort of credit card debt and according to the most recent survey from the U.S. Federal Reserve, the average credit card debt of U.S. households is about […]

Online Money Management for Consumers

Overwhelming credit card debt is often simply a symptom of poor spending and money management habits. A great free resource for consumers who struggle to balance their check books each month is MINT.com. The site is owned and operated by Intuit, the same company that provides the popular Tubortax and Quickbooks software. The site is 100% FREE. Mint.com ties together all of you finances into one easy to use portal, including your checking and savings accounts, retirement funds, credit cards, mortgages and car loans. In addition, it allows users to set up custom budgets and tracks all of your purchases, […]

BACK
Free Consultation
close slider

See How Much You Can Save


Start saving today! Get a personalized plan from Pacific Debt, the leader in debt relief with an A+ Rating from the BBB.


How much debt do you have?

Click to estimate

See Savings

100% free savings estimate and will not affect your credit