No Upfront Fees Debt Settlement

If you are considering debt settlement as an option for debt relief help, it is important that you work with a company that does not charge you any upfront fees. A recent FTC ruling has made it illegal for most debt relief providers to charge consumers a fee until they begin to see results. Despite these changes, there are several companies out there attempting to circumvent the rules. Some of these companies are landing in hot water with state regulators and could be at risk of facing further sanctions. Please note that Pacific Debt is in full compliance with the […]

Sub Prime Credit Card Lending Surges

Have you opened your mail box recently to find a mountain of new credit card offers? According to a new report from Equifax the banks have seen a surge in new credit card originations over the past year. In fact originations are up over 28% year over years. Perhaps most revealing is this little nugget: Notable within the data is that lenders continue to expand the subprime category with Feb. 2011 subprime bankcard originations* up by more than 75 percent over Feb. 2010 numbers, and total new subprime bankcard credit up by more than 66 percent. Wasn’t sub prime lending […]

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