Pacific Debt Rated Best Debt Settlement Company of 2020

Pacific Debt Inc Rated One of the Best Debt Settlement Companies of 2020

Being named as One of the Best Debt Settlement Companies of 2020 is a huge honor and we at Pacific Debt, Inc. are proud to have earned that title from two different news rating agencies, Bankrate and US News and World Report.  Best Consumer-Friendly Experience Bankrate named Pacific Debt, Inc as the Best Debt Settlement Program for a Consumer-Friendly Experience. Bankrate based this rating on the fact that we at Pacific Debt, Inc provide an outstanding level of personalized service to our customers and we maintain an A+ rating from the BBB.  Our services start with a free consultation with […]

pacific debt inc afcc certified

Pacific Debt Inc – American Fair Credit Council member since 2011

Pacific Debt Inc. has been an accredited member of the American Fair Credit Council (AFCC) since 2011. This means we have demonstrated the required business practices and standards required by the AFCC to display the AFCC seal. If you have over $10,000 in unsecured debt and need assistance, call us today toll-free at 1-877-722-3328 for a free no obligation consultation.https://www.pacificdebt.com/free-consultation-cp/ Pacific Debt is currently providing debt relief coverage in the following states: * Other states can be connected to one of our trusted partners. For more information, contact one of our debt specialists today. The initial consultation is free, and […]

How to deal with debt collectors when you can't pay

How to Deal With Debt Collectors When You Can’t Pay

If one of your debts has gone to collections, you will hear all sorts of things from the person on the other end of phone call. Not everything they are telling you is true. Here is what happens if you don’t pay a collection agency and some of your options to end the constant calls. Find out how to deal with debt collectors when you can’t pay them. Ending Up at Debt Collection If you can’t pay debt collector payments for the last three to six months, the creditor may sell your debt to a collection agency. At that point, […]

Debt Settlement – 3 Marketing Tricks to Avoid

Debt settlement can be a stressful process, even before you enroll. Doing the research can add to your anxiety as you visit different sites, read reviews and try and determine who is the best debt settlement company for your needs. If you haven’t done so already, I suggest reading “5 Important Questions to ask Before You Sign Up.”  As you do your research, it’s important to know that many debt settlement companies use misleading marketing tactics. To help you spot these deceptive tactics, we’ve put together a list of three common marketing tricks used by debt settlement companies. Trick 1: […]

Meet Christopher – Now Debt Free Thanks to Pacific Debt

Name: Christopher Age: 35 Location: California When did you enroll in our debt settlement program and how much debt were you facing? How did carrying all of that debt make you feel? We enrolled March 2016 in Pacific Debt’s program, with $23,176 in debt. Carrying that much debt made it almost impossible to make ends meet. We could make only minimum payments, and would immediately be checking balances and available credit to see which card we could use next. Purchases were for necessities, not fun or frivolous items. We lived credit card limit to credit card limit. Tell us about […]

Pacific Debt Inc. Debt Validation

Read Over 1300 Real Pacific Debt Client Reviews

At Pacific Debt, we’ve always focused on providing an awesome customer experience and delivering great results. Over the past 15 years, our team has settled over $200 million in consumer credit card debt and helped tens of thousands of individuals and families. Read more Pacific Debt reviews from people we have helped get debt relief through our debt settlement program. A couple of years, ago, our team started actively asking our customers to share their experiences online, so that others who are struggling with debt could see for themselves the power of our program. In that time, our customers have shared over 1300 […]

Couple struggling with bills

Not All Debt Consolidation Companies are Equal – 5 Important Question

Whether you are looking for help with debt consolidation, credit counseling or debt settlement, it is important to know that not all debt consolidation companies are created equal. What separates one company from another? Here are 5 important questions to ask when evaluating a debt consolidation company: How long have you been in business? Let’s face it, you don’t want to trust your money to an overnight start up and be some company’s Guinea pig.  At Pacific Debt, we have been helping consumers since 2002 and have settled thousands of debts representing hundreds of millions of dollars. Is the company […]

PDI Employees Pitch in to help the San Diego Food Bank

During the month of June Pacific Debt Inc. employees pitched in to help the San Diego Food Bank. Employees brought in canned goods and other non perishable items to help those less fortunate. After nearly a month, the PDI team brought in over 4 barrels of food! Each quarter PDI makes it a priority to participate in charitable giving. You can find out more about the San Diego Food Bank by clicking here.

Feeling Financial Burnout from Debt Relief?

Watching your pennies and carefully keeping track of how you spend can be very rewarding. However, frugality in the name of debt relief can also lead to burnout. There are many reasons for budget burnout. Read through the steps below to get back on a positive course. What’s Ailing You? Try to think about why you feel so burned out. Perhaps you lost a job due to no fault of your own or suffered a medical setback? Or, maybe your financial problems aren’t your fault and you feel powerless over the fact that you need to worry so much about […]

From our newsletter: Inspiring Thoughts

Financial concerns and debt solutions can be a stressful part of life. As you work toward your goal of being financially free, remembering these ideas can help you reduce stress. Get Plenty Of Sleep.  Try to go to bed on time so that you can wake up on time feeling fresh, unrushed and ready to tackle the day ahead. If you’re late in the morning and you have to rush to work, you’re already stressed out and the day has barely begun! Learn To Say “No.” Don’t overburden yourself. Take projects one at a time. If a task seems too […]

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