First off, stop charging things to your credit card. Some individuals believe that they’ll charge things to their credit cards and simply pay the cards off at the end of the month. In reality, it’s best to avoid charging extra items on your card even if you have good intentions. The interest on your credit cards can potentially be fairly high, so it’s best to pay cash for purchases as frequently as possible. If you don’t have the cash for something, you may need to rethink whether or not you need to buy the item. Can these pajama pants wait […]
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