Real Testimonials from
Real Pacific Debt Relief Clients

Video Testimonials

Charlotte "Charlie"

"Just knowing that there's people out there that are good and kind and that want to help, they want to be there for you, that feels good."

Experience Charlie's journey of overcoming debt with Pacific Debt Relief. She found solace amidst uncertainty, guided by a compassionate team dedicated to her well-being. Charlie's story illuminates the transformative power of seeking help, offering hope to those burdened by debt. In the face of adversity, Charlie's decision to reach out for assistance not only lifted the weight of financial pressure but also paved the way for personal growth and stability. Her experience underscores the importance of taking the first step toward financial freedom, reminding us that there is light at the end of the tunnel for those willing to seek support.

  • Video Transcription

    hi I am Charlie and I wanted to share

    some of my experience with Pacific debt relief

    program when I started the program and initially contacted the team I was super

    scared and um

    I had a hard time admitting that I needed help and once I realized that people

    were there and ready to help it made it

    a lot easier to uh reach my hand out and uh accept it so I had a ton of

    questions um because I was so scared and

    anxious and nervous but everybody was very welcoming and very understanding of how scary the situation can be um and I felt like I was going to lose my house and I wouldn't be able to you know feed my animals and take

    care of myself even though I was working

    full-time it was the start of the

    pandemic and it was

    just crazy crazy so um it was definitely

    a really rough situation to be

    in um but I'm really glad that I reached

    out by hand and found theirs when I did reach out and found that there were so many people willing to help I was overwhelmed by the

    generosity and the kindness that I

    found it's really hard seems like

    anyways is it's hard to find that

    and I had so many questions because I

    was so nervous and I was really anxious

    about am I doing the right thing for me

    and my situation and

    um I I have a hard time trusting in general uh which is something I'm working on getting better at but I have a hard

    time trusting a process when I don't

    understand the ins and outs of how that

    process works so when I initially Contra

    contacted when I initially

    contacted the Pacific debt relief

    program and I was talking with Cedric

    about you know what all can their

    company help me with what does the

    process look like how's that going to

    impact me at that current Point what can

    I expect going forward you know that

    that sort of thing thing and what would

    be expected from me during the length of

    my program and he answered my questions even though I asked them so many different times and like different ways to make sure that I was understanding completely before

    accepting to make sure that I was

    understanding completely before

    accepting the program and uh he very

    patient and kind and worked with me very

    closely and it was very sweet very nice uh very easy to work with I'd also say that

    once so there's some transition periods

    so you transition from your initial

    conversation and then you transition to

    a couple of different people cuz you Pro

    progressing pressing along the process

    and each time I transition to a different person it was very easy uh we had like a three-way

    call we talk about things and if we had

    any questions the person I was transitioning

    from would still be available if I had

    questions for any reason and I wasn't

    able to get a hold of my new

    representative um in that process and

    they would be happy to help me every

    time that I needed any sort of random

    question throughout the process

    um I could call or email

    text anything and they were very

    responsive very kind

    helpful it was it was really cool to be

    able to once I got really

    anxious well a couple times I got a

    little anxious and I

    was even though I'd already been in the

    program I knew what was going on I still

    was kind of panicked a little bit here

    and there as things were happening and

    just life was happening and I'd contact

    them and say you know hey what's going

    on anything that I need to be aware of

    and they would

    always update me on what the progress

    was most of the time it's like no we're

    just we're just waiting or nope you're

    all good we're doing our thing and I

    didn't have anything to do I you know it

    was nice it took a lot of pressure off

    my shoulders it felt really

    good uh now

    that that pressure is off of my

    I can I can just do more things in life

    and I could now that the pressure is off my

    shoulders I can just do more things I

    feel like my mental health is better

    my my mental health is better my um

    today is a lot easier I can sleep better

    because I'm not stressing out about

    money uh the program also

    allows the program

    also incorporates education and

    um just like help in creating a

    healthier financial situation for

    yourself so I've been able to adapt a

    lot of those processes into my day today to be more financially stable healthy and

    actually and actually you know feel good day to day I don't have to worry

    about that part of getting all those

    calls and getting a bunch of

    because I'm not able to pay certain

    things it's it's been really

    nice I would definitely recommend this

    to any of my friends family anyone in

    passing that for some reason I got into

    a conversation and you know sometimes

    you can just tell people just need help

    and I just say keep reaching out your

    hand and sometimes it's it's really hard to

    to ask for it but when you see somebody

    reaching out their hands it can be a

    little easier to reach back and

    also get that assistance that's needed

    it's yeah I would I mean hopefully I never have to do it again uh but I would do it again

    if I if I needed to like if something

    crazy happened and I found myself in a

    similar situation as before and I needed

    help I would not have I would not wait

    as long as I did to get help this last

    time and just knowing that there's

    people out there that are good and kind

    and that want help they want to be there

    for you that feels good and

    uh just thank you you Cedric and Julia

    and Sam you guys have been amazing and I

    appreciate you so much

    um yeah it's been a good good experience

    and I could not be where I am today without

    you thank you

Abram

"Settling for less than half of what we owed... it took all the stress away. I didn't have to do a thing besides stick to the program and allow them to do what they're good at. It's incredible to sleep at night knowing that even when you're not working on it, they're working on it."

Abram's video testimonial shares a heartfelt journey from the overwhelming stress of debt to the liberating experience of financial freedom with Pacific Debt Relief. Before joining the program, Abram and his family faced a daunting $35,000 in debt, feeling trapped by a cycle of unexpected expenses and life's unpredictable turns. The decision to seek help was driven by a desire for change, leading him to Pacific Debt Relief, where he found not just a debt settlement service but a supportive partner in his financial recovery. Through the program, Abram's debt was settled for significantly less than owed, transforming his family's life and offering a future free of financial burdens.

  • Video Transcription

    so life before enrolling in Pacific

    debts uh settlement program was daunting

    uh if if you if you have debt you

    understand how stressful it is you

    understand how

    overwhelming and how high that mountain

    is climb and you feel like you're never

    going to get out of it you feel like

    it's a deep hole you're never going to

    get out of it you can't dig yourself out

    of it no matter how hard you try

    sometimes because life happens you know

    and so for us you know we had about

    coming into the program we had about

    between 34 to $35,000 worth of

    debt

    and we we had tried for felt like 10

    years to just like get ahead and but

    life life happens you know we had four

    kids and then this thing happens or this

    hospital bill like all these things

    happen and you're just

    like are we ever going to get ourselves

    out of this and you hit a point where

    you just kind of like want to give up

    and you're just kind of like I guess

    this is the way life is we're never

    going to get ahead uh we're never going

    to have the financial Freedom we want

    we're always going to have this weight

    on our back uh the stressor that like if

    something happens someone loses a job

    something in the world happens you're

    like we can lose everything because we

    can't pay our debt and we've made we

    made plenty of stupid decisions in our

    life you know and we got better we got

    smarter but it didn't mean the debt went

    away and so we started looking for other

    options because I just I got to a point

    where I was I just got sick and tired of

    it and I was like I need a solution I

    need to I need to make this happen for

    my family

    and so that's what happened

    um but it was it's stressful anybody's

    in this situation it is

    stressful and it's overwhelming and you

    feel like you're never going to get

    ahead so that was our life before the

    program you know once once we started

    looking into Pacific debt you know I

    started looking up online looking at

    reviews you know when it comes when it

    comes to this part of your life where it

    has to do with debt and

    money you just never know

    what companies are out there you never

    know like how companies are how they

    treat you how they treat your money do

    they want you to be successful or do

    they just want your money like it's a

    very daunting task to find a company

    that's truly going to help you out like

    it's actually kind of scary because

    you're like I don't know who to trust

    you know and so when I looked at Pacific

    debt I ended up finding them and I was

    just looking for for some different

    Avenues to go down when it came to like

    debt consolidation or debt settlement

    like all these different things and I

    kept seeing reviews pop up about him and

    I'm like man this is either this is like

    AI generated like reviews or this is

    real because what I was seeing was just

    amazing review after review was just an

    amazing experience and I had to look

    into them and so I end up signing up

    giving them a call and then I um and

    then Eric reached out to me uh and he

    was like he was like an an enrollment

    you know specialist uh

    and he was

    amazing I know other words like truly

    amazing so kind and so down to earth and

    explained the program so well answered

    all of your

    questions and any concerns I had like

    was able to answer those in a way that

    made me feel like okay they've had these

    questions before they they know what

    they're doing but they want to make sure

    to write fit for you and they truly care

    about your life there he was empathetic

    towards our life and wanted to

    understand our situation wanted to

    understand you

    know how are you're feeling and it was

    amazing getting enrolled because it was

    seamless like it was so seamless I

    couldn't believe it and I've spent 10

    years in grocery

    retail and I worked I worked for a

    company where it's like there's a

    helpful smile in every aisle and uh

    I understood customer experience I

    understood what I meant to go above and

    beyond for those who are taking a chance

    on you a chance on your

    company and I understand I understood

    what that looked like what it felt like

    and it was that and I was blown away and

    I could not have asked for a better

    experience you know getting enrolled and

    understanding the program even though it

    was a little scary you just never know

    who to trust and they made you feel so

    confident that not only do they want you

    to win but they were in it with you any

    questions I had they answered follow up

    they were constantly following up with

    you any time I reached out email phone

    call text they're there

    and it was remarkable

    and if you end up doing this program or

    looking into it trust

    me it's worth it because they truly take

    care of you so Eric I want to thank you

    first off for just the credible

    experience you gave me is a seamless

    onboarding enrollment um experience

    because I could have asked for just an

    easier

    seamless like no bumps in the road

    process to just get everything going in

    the right direction and explaining the

    program so well giving setting proper

    expectations of what to expect you know

    from within the company and what was

    going to happen outside the company with

    your debt collectors and creditors and

    all these different things and uh just

    so thankful for it so amazing experience

    so once you get into the

    program U like I said you had we had

    about 30 34 to $35,000 in debt

    and a part of the program is you you

    break all communication with debt

    collectors your credit cards everything

    like it's ghost to like you should not

    be saying a word no communication any

    any letters you get you send to the comp

    to uh Pacific debt uh any communication

    that you get from them you send to them

    you stop paying on everything so a part

    of that process is well your your

    credit's going to start to tank a little

    bit because I mean you're just you're

    not paying on them anymore and you are

    also not only your not only is your

    credit going to tank but then your Deb's

    going to increase because you're not

    paying on it so then the interest is

    just starting to accumulate over time

    and

    so that was a little scary but what was

    amazing about it was I understood that

    these things were going to happen

    because proper expectations were set

    before and I can ask the hard questions

    of like so how was it affect me what was

    this going to look like how long was

    this take all the questions you know and

    so it gave me the confidence to go even

    though these things were

    happening I understood what was

    happening in the program so so once you

    have enough money that you put into the

    settlement account your account gets

    moved to a negotiator and my negotiator

    was uh Miriam

    and I I can't say enough about Miriam

    because you could tell she truly cared

    that she was good at what she did she

    was

    confident and you could tell she had a

    ton of

    experience and even if it was her first

    on the job then I could tell because it

    was incredible and she made you feel so

    confident I remember in conversations

    with her I would be on the phone with

    her and I'd ask her like the same

    question five times and she would

    explain a different way so I could truly

    understand like so what is happening how

    does this work okay so this happened

    what does this mean like just so open

    any text message email phone call like

    it was immediately like engagement from

    them from her to

    like understand

    me understand where I'm at but

    understand the goal as well and not only

    did I want to get out of debt but she

    wanted me to get out of debt

    and

    so I think during the program and

    towards the end I mean our debt

    obviously

    increased my credit went from like mid

    700s to like mid 500s like the worst

    it's ever been in my entire life which a

    scary thought and then uh my debt

    increased probably another few grand on

    top of that from where it started so

    you're looking at probably like 36

    37,000 around there and

    uh once you got enough money in there

    and then she started doing all the

    communicate like you just do nothing you

    just put money in and let let the

    company Let The Negotiator just run and

    they know what they're doing they know

    how to settle they know when to

    communicate they know how to reach out

    all those things the things that you

    don't have to do like you can just sit

    back no stress and sit back and just go

    okay let's watch the program work and it

    was incredible Mariam was awesome and

    we laughed on the phone and we were able

    to get to know each other she understood

    my life she understood all the different

    things you could genely care tell that

    she was like she genely cared about you

    and what I one thing that I learned in

    this process was that not only are they

    going to do their part but you've got to

    do your part like you've got to put your

    money where your mouth is and so there's

    times where it's like you had a certain

    amount that they took out every single

    month that you agreed to and then it was

    like hey I want to put an extra $2,000

    this month towards debt to my settlement

    account and it just gets celebrated

    because it's like awesome so we start

    moving the ball faster we could start um

    settling faster with these companies or

    less and so by the end of the program it

    was about

    $36,000 is give or take and we ended up

    settling all of our debt for

    $14,000 and which is like less than 50%

    like I was blown away I'm like I would

    have never been able to do that on my

    own um it would have taken me years if I

    would have tried to and I was just so

    great I was blown away I was just wow I

    tell my wife I'm like B they just they

    just settled this for like 35% of what

    we owed and I was like what it's

    amazing and I recommend it to

    anybody like if you're in

    debt and you are looking to get out of

    that whole please reach out the Pacific

    debt because it's incredible what they

    can do it's incredible how you get

    treated the experience that you

    have you know from enrollment to

    to settling and even after even to this

    day this is months after probably four

    to six months after the program and my

    credit has now gone back up to 700 like

    mid 700s like 740 now and that was like

    four to six months after the program

    after we had settled everything it takes

    time for you know your credit to go back

    up and even to this day it's like I can

    still reach out to her I can still reach

    out to the company I can still it's like

    you're still in Communications like

    you're part of the family because they

    truly care about you and they truly care

    about what you're wanting to achieve

    they genuinely care about your life and

    what an amazing

    experience amazing experience and so

    settling for less than half of will be

    owed and it probably would have taken me

    years to do that myself it took all the

    stress I didn't have to do a thing

    besides stick to the program and put

    money in it and allow them to do what

    they're good at and it took so much

    pressure on for me I tell my wife all

    the time I'm like my wife all the time I

    really have to think about this like I

    just know it's getting taken care of it

    it puts your mind to ease you can sleep

    at night you can go throughout your day

    and just know that like even when it

    you're not working on it they're working

    on it

    and it's amazing it's incredible so

    thank you so much so life after the

    program is amazing um it's a party I

    mean what else can you to do I mean

    you're you're debt free you have the

    financial Freedom you have the security

    so if something does happen you know if

    we lose a job or something happens in

    the world like we don't have this this

    burden on our back this thing scaring at

    us all the time that we can't get rid of

    and any moment any day it could all come

    coming down and we can lose everything

    and we don't have that feeling anymore

    and if you're in Deb you know the

    feeling you feel like you're in way over

    your head and there's no way to overcome

    this there's no way to dig yourself out

    and when you get out of debt and you're

    financially free you know that feeling

    of how amazing is it's like this this

    heaviness and this burden that just

    lifts off your life that you don't have

    to think anymore think about it anymore

    and and it's incredible because it makes

    you feel once super grateful for what

    you have it makes you feel so grateful

    for where you were and that you're no

    longer there anymore and it makes you

    feel so grateful for the company that

    helped you along the way run with you

    along the you know every step of the way

    with you and never look back they always

    had your back they always had your best

    interest you could trust them and if you

    are truly in the situation where you're

    overwhelmed you're in a full you can't

    get out of you see that mountain and you

    feel like you're never going to reach it

    you have your dreams you had your goals

    do not hesitate to reach

    out at least give them a call and learn

    about the program and see if it's a good

    fit for you because I can tell you right

    now you will not regret it one

    minute because not a day went by in the

    program where I was thinking about it

    constantly the only thing I was thinking

    about was I'm going to see how much

    money it was like a goal of M I'm going

    to see how much money I can put into

    this settlement account so we can get

    this thing paid off faster and it was

    helpful to have a team behind you to

    have somebody else that was a this

    journey with you didn't feel alone so

    life after it's just amazing I'm so

    grateful and we can do what we want we

    moved across the country we're able to

    save money now invest money do the

    things we want with our kids we have

    four kids and it just feels great to not

    have that financial burden anymore like

    you are truly financially free and you

    no longer have that debt weighing you

    down so it's amazing thank you and so

    much gratitude for the life that we have

    now so thank you so

    much

Tyler

"Finally, the pressure seems to be off. It's been a wonderful experience, and I couldn't thank the staff or anyone else more."

Tyler's testimonial highlights the transformative impact of Pacific Debt Relief on his financial situation. After years of struggling with minimum payments and making no progress on his debt, Tyler and his family chose to enlist the help of Pacific Debt Relief. He describes the experience as wonderful, emphasizing the significant relief and gratitude he feels towards the staff for their support. The journey with Pacific Debt Relief has lifted the financial pressure that once weighed heavily on him, marking a new chapter of financial freedom and progress.

  • Video Transcription

    Pacific debt relief is amazing after

    many years of paying minimum payments

    and never making any progress

    whatsoever we finally decided that we

    would sign on with Pacific

    debt it's been a wonderful

    experience um I couldn't thank the staff

    or anyone else

    more finally the pressure seems to be

    off

Krista

"Pacific Debt took the right steps to make sure that the card company not only knew I had given Pacific Debt authorization to speak on my behalf, they got the lawsuit dismissed so they could negotiate a settlement for me."

Krista shares her positive experience with Pacific Debt Relief, highlighting their expertise and compassionate approach to debt settlement. She praises the company for not shaming her for her debt situation, responding quickly to her inquiry, and efficiently pulling together a repayment plan that fit her budget. Krista was particularly impressed by how Pacific Debt handled a lawsuit from a credit card company, ensuring it was dismissed so they could negotiate a settlement on her behalf. Now one-third of the way through with her credit cards being paid off,
She highly recommends Pacific Debt Relief for their tough stance on creditors and their supportive customer service.

  • Video Transcription

    hi my name is Krista and I'm

    a Pacific debt relief customer Pacific

    debt truly is the expert in their field

    they work with you based on how much you

    can afford on a monthly basis they won't

    shame you for getting into debt as a

    matter of fact I was so apologetic and

    embarrassed when I called in their staff

    was so kind and made me feel like it was

    not my fault they didn't pressure me to

    obligate myself for more than I could

    they responded to my inquiry online very

    fast I was super impressed that they

    were able to pull my information quickly

    and had a repayment plan suggested for

    me in just a few minutes they worked

    with me to make sure that my payment

    worked for my budget but they are tough

    on the creditors One credit card company

    sued me and didn't even notify me

    Pacific debt took the right steps to

    make sure that the card company not only

    knew that I had given Pacific debt

    authorization to speak on my behalf they

    got the lawsuit dismissed so then they

    could negotiate a settlement for me now

    I am only onethird of the way through

    with all of my credit cards being paid

    off I would highly recommend Pacific

    debt

    relief

Dorinda

"This wasn't an easy decision, but it has been the best decision. I'm so relieved that I went for it. You can trust Pacific Debt Relief. They're honest, transparent, and they'll save you so much money and so much stress."

Dorinda shares her story of overcoming financial distress with the help of Pacific Debt Relief. Initially embarrassed to seek help, she found herself unable to manage the payments of several large loans due to unexpected expenses. Encouraged by her friend Julia, who works at Pacific Debt Relief, Dorinda enrolled in their debt settlement program. Despite the initial stress and the impact on her credit score, the program quickly led to settlements on her loans, reducing her stress and stopping creditor calls. Dorinda emphasizes the importance of communication, contributing as much as possible to the settlements, and trusting the process for financial freedom.

  • Video Transcription

    hi making this video is a little bit

    embarrassing but if my video can help

    even one person who needs the courage to

    take action to control of their finances

    then it will be worth it to

    me okay here's my story a little over a

    year ago I found myself in a situation

    in which I had to take out several large

    loans to cover were some unexpected

    expenses at the time I couldn't focus on

    the fine print and how difficult it

    would be to pay them

    back I was in a bind and I basically

    just signed on the dotted line I was

    able to pay for them for quite a while

    but I experienced some additional

    expenses car repairs home repairs and

    found that I could no longer afford the

    payments which was pretty

    scary I missed one month of payments and

    simply felt stuck my friend Julia works

    for Pacific debt relief so I just sort

    of mentioned some loans and she asked me

    if I was able to afford the payments I

    told her well I couldn't make the

    payments last month she said well you

    know where I work I can help if you need

    it you either need to figure out how to

    pay them or enroll in our debt

    settlement program if you simply stop pain she said things can get much worse they could take legal action uh well about a month later she asked are you paying your loans and I

    said no I'm not she said okay you need

    to enroll in our program and I told her

    yes I do and I will for me it was so stressful so

    overwhelming and so embarrassing I just kept avoiding the situation and hoping that we

    go away about a month later then in

    December of 2022 Julia called me from

    her work from for the first time when I

    heard this is Julia with Pacific debt

    relief on the recorded line we both

    started laughing she said it's almost

    the new year let's do this and I said

    okay let's do it Julia went over how the

    program works and what I could expect

    she encouraged me to draft as much as I

    possibly could to reduce legal risks to

    allow my credit to rebound faster and to

    be debt free as soon as possible also

    because I was already three months

    behind on payments by that time she

    asked if I could add two drafts for the

    first month and two for the second so

    they could start putting a settlement

    plan together

    faster it wasn't easy to come up with

    the extra money but I really like the

    idea of getting started sooner and I

    made it

    happen in 3 months my large loans were

    in settlements and they were no longer

    calling me or sending me letters or

    emails and they were getting monthly

    payments my stress by that time was

    almost gone they had to wait a few more

    months to settle my small credit card

    and now I'm halfway done with the

    program

    all the creditors are being paid and my

    only focus is making sure the funds are

    available for the monthly grass so my

    settlements don't

    void even though I know and trust Julia

    this wasn't an easy decision but it has

    been the best decision and I'm so

    relieved that I went for it my score di

    pretty low but it's coming back up and I

    know it will come up even more when the

    settlements are completed I've saved myself years and years of interest and very high payments and all of the stress that goes along

    with it if you need help don't delay and

    don't stay stuck this is hard in the

    beginning with your score dropping and

    the creditors calling but it doesn't

    last and it's so worth it you can trust

    specific debt relief they're honest and transparent they care about their clients and

    they'll save you so much money and so

    much stress my advice would be to stay in

    communication with them send the

    documents that you receive from your

    creditors contribute as much money as

    you possibly can and know that Financial

    Freedom is

    [Music]

    coming

Dennis

"The experience we ended up with was a significant reduction in our financials, upwards of 60% off of the total debt we had accrued over time, and it was settled in less than a year."

Dennis shares his journey of overcoming a pile of unsecured debt with Pacific Debt Relief, highlighting the significant reduction of over 60% in their total debt, settled in less than a year. Guided by dedicated professionals like Eric and Miriam, Dennis and his family found financial freedom, allowing them to focus on their household and children. He expresses deep gratitude for the program's effectiveness and the personalized support that led to their financial liberation.

  • Video Transcription

    hello everyone uh my name is Dennis um

    and I'm here to just talk about my uh

    tremendous experience with Pacific debt

    relief um essentially my financial

    situation for my family was uh that we

    just had a pile of unsecured debt that

    we just couldn't seem to get a handle on

    so uh making minimum payments each month

    um trying to basically stay float was

    just something that uh wasn't

    sustainable um and ended up just costing

    more and more money seemingly each month

    and each year so uh my wife and I

    decided to kind of take the plunge and

    explore other options and um came across

    specific debt reliefs program uh where

    immediately I was uh set up with a

    gentleman named Eric bluehawk who was

    the initial setup and account manager um

    as we started to uh go through the

    process and then transfer through that

    he was just incredibly help helpful um

    and then guided us to our settlement

    manager uh named Miriam and uh from

    there Maran basically handled everything

    for us uh contacting the creditors and

    really being uh an aggressor in taking

    care of you know essentially our debt um

    the experience that we ended up with was

    a significant reduction in our

    financials upwards of 60% off of the

    total debt that we had acred over time

    and um it was settled in less than a

    year which was absolutely amazing for us

    so um you know in the beginning we we

    had concerns uh most notably the the

    credit effects that it may or may not

    have on your score depending on

    everything on how everything turns out

    um but in the end it it just proved to

    be absolutely the right decision for us

    I mean it freed us up financially to be

    able to do things specifically for my

    kids um and really just take care of the

    household and everything through that so

    um I really can't thank Pacific debt

    relief enough and commend Miriam enough

    on how she handled everything and uh I

    can promise you that um you know based

    on my experience they are here to help

    and um I couldn't have asked for

    anything better of an experience through

    that so thank you Pacific debt relief

    and um I hope everyone has the same

    experience and gets the same help that

    we

    did

Maria

"They were like the light at the end of the tunnel for me."

Maria, from California, recounts her transformative experience with Pacific Debt Relief after falling victim to a romance scam that left her with overwhelming credit card debt and personal loans. Describing Pacific Debt as 'the light at the end of the tunnel,' she praises the company for providing not only financial solutions but also emotional support during her time of need. Maria highlights the personalized care and genuine concern for her well-being from the team, particularly noting how they prioritized people over profit. With their help, she navigated through her financial crisis, feeling protected and supported every step of the way.

  • Video Transcription

    hi everybody my name is Maria and I live

    in California, I am here to tell you my

    experience with Pacific de my experience

    with them has been amazing they were like the light at the end of the tunnel for me I was going through a very difficult

    situation I was part where I was a victim of the romance scam which is a hideous crime the

    criminals took away from me a lot of

    money I had a few personal loans I have

    all my credit cards full at that time I

    couldn't I couldn't have enough money to

    even pay the minimum uh on my credit

    cards it was a terrible situation so I

    looked uh for a de relief company and

    most of the companies they didn't make

    me feel like Pacific debt relief uh Pacific deck relief they just from the moment I spoke to one of the agents she made me feel like there was a solution for my for my problem for my

    situation and I felt like like a heavy

    weight out of my shoulders just

    dropped and uh I cried to her and

    um and uh since then I have had all the

    help and all the um all good experiences

    with them Julia is amazing she gives me

    financial and personal advices when I

    need them every time that she talk to me

    and um I feel like I'm protected by them

    because they're not a company that

    they're looking for their financial gain

    they're here to help you they're here to

    make you feel alive again

    so my experience with them is just out

    of this world I feel like I couldn't

    have done uh the the the wrong decision uh with them there's so good with people they

    they care about people they're really

    here to do what they're supposed to do

    to help people get out of dep and it's

    going to take me a few years to pay my

    debt but I feel like I can do this and

    every time that I feel a little down and

    I feel like it's going to take me too

    long to finish paying the de they cheer

    me up and I said yes I can do this

    there's a solution for this

    so I have nothing else to say but just

    this is an amazing company and I will

    recommend this company to every everyone

    who needs it and I hope that my video

    can help people and feel that when you

    guys

Christian

"My overall experience with Pacific Debt has been great. They're very transparent with what they do, they're in constant communication with you, and they're always available to answer any questions or concerns that you might have."

Christian faced overwhelming debt and ineffective monthly payments, leading them to seek help from Pacific Debt. Initially filled with stress, fear, and shame about needing financial assistance, they also worried about their credit score and future financial prospects. However, after speaking with Pacific Debt, Christian's concerns eased, and they learned about successful client outcomes, giving them hope. Their first settlement brought immense relief, confirming the program's effectiveness. Christian highly recommends Pacific Debt for its transparency, constant communication, and commitment to providing a second chance at financial stability without exploiting clients' struggles for financial gain.

  • Video Transcription

    I decided to seek help from Pacific debt

    because I realized that I was just in

    too much debt the monthly payments I was

    making towards my debt were just not

    cutting it instead of getting myself out

    of debt I was sinking in even deeper

    time of enrollment I remember feeling

    super stressed because I didn't want to

    live paycheck to paycheck I was also

    scared because this was the first time

    anything like this has ever happened to

    me and I also felt shame because there's

    just this negative stigma associated

    with people that seek financial help

    Financial

    relief one of my major concerns was how

    this was going to impact my credit score

    in the long run would I be able to buy a

    new home would I be able to get a new

    car at after speaking with Pacific debt

    they were able to Cal me down they were

    able to assure me that successful

    clients are able to buy new homes new

    car and that their um

    Financial outcomes are much better their

    Outlook in life is much

    better and they're able to make more

    sound financial

    decisions when I first got my first

    settlement I thought to myself is this

    really

    happening what's the caveat here um but

    then I realized no this is Pacific depth

    working for me so I was able to breathe

    this side of relief My overall

    experience with Pacific Deb has been

    great they're very transparent with what

    they do they're in constant

    communication with

    you and they're always available to

    answer any questions concerns that you

    might have whether it's a phone call

    email they're always there to

    help I would definitely recommend

    Pacific debt to my family and

    friends because they really do believe

    in giving people a second chance when it

    comes to

    finances and they're here to help

    they're not here to exploit your

    financial struggles for financial gain

    and that's why I decided to go with

    Pacific debt as opposed to other debt

    relief companies out

    [Music]

    there

Kristina

"I didn't realize that something could go so smoothly and be resolved a lot quicker than I had imagined."

Facing overwhelming debt after a prolonged period of unemployment, Kristina contemplated bankruptcy but decided to explore alternatives. She discovered Pacific Debt Relief, which tailored a program to her financial capabilities, alleviating budget concerns. Worries about credit score impacts were addressed through the program's transparency and responsiveness. With each settled account, Kristina felt immense relief and excitement, ultimately resolving all her accounts with Pacific Debt Relief's support. She now highly recommends their services for anyone facing overwhelming debt and emphasizes their commitment to helping clients regain financial control and achieve financial freedom.

  • Video Transcription

    After a lengthy unemployment, I racked up more debt than was

    manageable

    I actually even retained a bankruptcy

    lawyer thinking that that was my only

    option however I decided to wait on that

    until I explored other things that were

    available to me

    at enrollment I was concerned that I

    wouldn't be able to make the monthly

    payment but after talking to them they

    absolutely worked with what my income

    was

    the other concern was my credit score

    how would that be affected

    whenever I had a question or received

    something in the mail I didn't

    understand I would just shoot an email

    over and they responded to me very

    quickly

    they told me what was normal what to

    expect there was nothing that I brought

    up that hadn't been encountered before

    which was very reassuring

    I felt relief and excitement when I

    settled my first account the other soon

    followed and as of today all of my

    accounts have been settled

    my experience with Pacific debt has been

    surprising because I didn't realize that

    something could go so smoothly and be

    resolved a lot quicker than I had

    imagined I knew my credit was going to

    take a hit but I'm actually surprised at

    how fast it recovered and I am so

    grateful to this company for helping me

    with this and giving me all the

    information that I needed in order to

    make the right decision

    I absolutely enjoyed talking to my

    account manager to the client success

    manager and any other specialist I will

    absolutely and I actually already have

    recommended Pacific debt to anybody who

    needs this kind of help

    they really took me by the hand and made

    me feel like they could help me and I

    know that I wasn't alone

    so thank you

    [Music]

Susanna

"As we get closer to retirement, we will have no credit card debt and be able to live on our retirement. That's a huge relief and something I never dreamed we would be able to do."

Susanna and her husband, approaching retirement, were living paycheck to paycheck and struggling with credit card debt. They used credit cards for Christmas expenses every year until they contacted Pacific Debt last August. This past Christmas marked the first time in 35 years that they didn't have to use a credit card. Susanna spoke with Julia from Pacific Debt, who made her feel comfortable and reassured about the program. She recommends Pacific Debt to anyone facing debt and living paycheck to paycheck, emphasizing the importance of living a happy life without financial stress.

  • Video Transcription

    hi everybody this is probably the fourth

    or fifth time that I've tried to record

    this video so please bear with me my

    name is Susanna and I am from Texas my

    husband and I have been married for

    almost 35 years

    we made the call to Pacific debt last

    August because we were struggling we're

    getting close to retirement we're

    figuring trying to figure out how we're

    going to do things and we were living

    paycheck to paycheck as I'm sure a lot

    of people in America are doing

    we were

    um

    we were struggling to pay we used credit

    cards for every Christmas we paid

    Christmas all probably through June and

    um that's the way we did things every

    year

    um and this past Christmas was the first

    Christmas

    um that we've been married in 35 years

    that we've not had to use a credit card

    um

    [Music]

    as we get closer to retirement

    in three and a half years four years or

    three and a half

    um we will have no credit card debt

    and we'll be able to live on our

    retirement

    um

    [Music]

    and that's a huge huge relief it's

    something that I never dreamed that we

    would be able to do

    I saw an ad for Pacific debt I made the

    call I spoke to Julia and

    um

    she

    made me feel at home made me feel

    comfortable made me feel welcome any of

    the anxiety that I had she reassured me

    that it was going to be okay

    so if you have

    um debts that you're trying to figure

    out how to

    um pay off if you're living paycheck to

    paycheck if you are

    um Robin Peter to pay Paul

    reach out to Pacific debt

    you won't you won't regret it at the end

    of the day it's about you living a happy

    life and enjoying life and not trying to

    figure out how you're going to survive

    so if you haven't done it I recommend

    you do it

    and good luck and I wish you all the

    best

    [Music]

Brandy

"I felt heard and taken care of by Pacific Debt. They made me feel like I was making the smart, right decision and didn't make me feel shameful about my debt"

Dealing with debt can be intimidating and uncomfortable, but when Brandy reached out to Pacific Debt, those feelings quickly dissipated. From the initial phone call, she felt heard, taken care of, and not judged. The program provided a straightforward process, with someone by her side to handle stressful situations and keep her informed. She expressed empowerment, pride, and gratitude for choosing Pacific Debt, emphasizing the positive difference it made in her life. She highly recommends the program to others facing debt-related challenges and emphasizes that Pacific Debt is there to help and truly cares about their clients' well-being.

  • Video Transcription

    debt can be a scary shameful thing it's

    not something that's really openly

    talked about with a lot of people but if

    it were I think a lot would realize how

    similar situations we're in and

    realize that it's not anything to be

    scared of or shameful about

    when I first reached out to Pacific debt

    I of course I had the same feelings

    um and by the end of my very very

    initial first phone call with them that

    feeling had

    dissipated like I felt

    heard and I felt taken care of and

    genuinely too not just as like a

    business like I feel like

    Alan who I spoke with initially

    um

    understood how I was feeling and did

    everything in his power to make me feel

    like I was gonna be okay and not just

    okay but like I was making the smart

    right decision by getting ahead of this

    and and taking care of

    um

    what I needed to take care of to get

    this debt under control and didn't make

    me feel shameful about it was not

    judgmental whatsoever like really

    reiterated and reinforced my decision to

    call Pacific debt in the first place

    um and again that was just

    my first phone call

    um I from the very beginning

    consultation to my case manager being

    assigned to um my first account and now

    multiple accounts like having a

    settlement

    um

    the process really couldn't have been

    easier to understand or work within

    everything is very straightforward you

    have someone literally by your side like

    your like protector

    um handling all of these like crazy

    difficult stressful situations for you

    and keeping you informed every step of

    the way

    um making sure you're comfortable you

    fully understand and again always always

    reinforcing that positive decision that

    I or you initially made to call them in

    the first place

    um it is the it was very much the right

    choice

    um

    everyone I worked with you know Sam

    my case manager Julia has been an

    absolute Angel Alan from the very

    beginning you truly feel like you know

    your people and that you're friends with

    them and they're looking after your best

    interest

    by by the very beginning of the process

    let alone like being in the middle of it

    as I am now it

    never stopped feeling good

    um

    [Music]

    the difference I feel from when I first

    call them to where I am now I feel

    empowered

    and I feel like proud of myself for

    handling this and leaving it not leaving

    it to but getting expert help

    with this

    um I know I made the right choice I feel

    good I know I'm taking care of this

    um and they're with me every single step

    they're the ones handling the really

    stressful like stuff and you know just

    making me feel taken care of the entire

    way it's ridiculously easy program

    the app is beautifully set up and the

    staff you talk to them regularly and I

    just I cannot say

    enough positive things about my

    experience with Pacific debt

    I am grateful for this experience and

    um I would absolutely absolutely

    recommend anybody call them stop feeling

    frightened stop feeling scared they're

    there to

    help they want to help and they're

    really really good at it I the

    difference I feel from the day I was

    building myself up to make the phone

    call to where I am now six seven months

    later

    is

    I mean truly is life-changing and I'm so

    grateful and so thankful to them so

    thank you

Suzanne

"I'm seeing the light at the end of the tunnel and I encourage you to move forward with this if you are in a bad financial position. They are great, very helpful, very friendly, accommodating, and knowledgeable."

Suzanne was in a bad financial situation and initially made the mistake of applying for a consolidated debt loan. However, she found Pacific Debt Relief through an online search and, after speaking with Arthur, felt reassured and at ease with the program. Suzanne was pleasantly surprised at how fast the process worked, and she encourages others facing financial difficulties to consider Pacific Debt Relief, praising their helpful, friendly, accommodating, and knowledgeable team.

  • Video Transcription

    my name is suzanne and i'd like to share

    with you my experience with pacific debt

    i was in a bad financial position

    and didn't know how i was going to get

    out of it

    i had applied for a consolidated

    debt loan and that was probably the

    biggest mistake i could have done

    and i was googling

    ways to get out of debt and i came

    across specific debt

    made the phone call and it was a little

    nerve-wracking and scary and

    embarrassing

    and when i talked to arthur the first

    time

    he was just so amazing and put me at

    peace

    and explained everything in detail on

    what was going to happen

    each step of the way again i was nervous

    i wasn't sure about this but i am

    so glad i continued on with

    the program

    i couldn't have been more pleased with

    every step of the way

    and um i just finished my first

    settlement

    after only a couple months and i'm

    just blown away at how fast this process

    worked

    at first it seems slow and scary but

    it's amazing and

    i'm seeing the progress i'm seeing

    the light at the end of the tunnel and i

    encourage you

    to move forward with this if

    you are in a bad financial position they

    are

    great and very helpful very friendly

    accommodating and knowledgeable

    and they will put your fears at ease

    overall i am so pleased and i would

    recommend this to

    family friends everyone um

    they are top-notch

    and um i thank you so much

    for everything good luck

    and make that first step

    you

Bill

"The great thing about Pacific Debt was that immediately the customer service was great, answered all my questions, and I was very relieved. It was such a great sigh of relief and less stress in my life."

Bill faced financial difficulties at the beginning of the pandemic when he lost one of his part-time jobs, causing a significant income reduction. He found relief through Pacific Debt Relief's program, which offered great customer service, answered his questions, and provided financial settlements to pay off his creditors. Bill highly recommends Pacific Debt Relief to anyone facing similar financial challenges, as it provided relief and a path to paying off his debts within a few years.

  • Video Transcription

    my name is bill cappatino

    and in the spring of

    2020 at the beginning of the

    pandemic october 19 over 19

    i was working two part-time jobs

    and handling all my bills responsibly

    paying all my predators

    on time had a great credit rating and

    then

    with the pandemic hit i lost

    my one part-time job so i only had one

    part-time job left

    which cut my income in half and so

    i ended up trying to pay my bills

    on half the income

    i came across pacific debt

    and the great thing about pacific death

    was that

    immediately the customer

    service was great answered all my

    questions and so

    i was very very relieved and

    decided to join the program and

    also immediately when

    i got my first financial settlement

    through the company

    to pay a creditor it was such a great

    outside relief

    less stress level in my life and i knew

    now that down

    three years four years down the road i

    would have all my debts paid off

    i would recommend pacific debt to

    anyone who find themselves in similar

    situation

    as myself

    [Music]

Bruce

"Once I got enrolled, I felt relieved. Julia, my account manager, really is my guardian angel, holding my hand through this whole process, ensuring me that it's all going to be okay in the end."

Bruce sought help because he was tired of running out of money at the end of the month, even after paying bills. He had accumulated $30,000 in credit card debt and was looking for alternatives to bankruptcy. Bruce found Pacific Debt Relief and felt relieved after enrolling in their program. He expressed concerns about his credit and was assigned an account manager, Julia, who provided reassurance throughout the process. Bruce found immense relief in his first settlements and commended the Pacific Debt Relief team for their support.

  • Video Transcription

    bruce kai

    milian here i was

    led to seek help because

    um i was tired of running out of money

    at the end of the month

    after paying all the bills there wasn't

    enough for all the bills just the

    few that were more important i

    got out of control getting credit cards

    i ended up with

    15 15

    credit cards just bank cards visa

    mastercard

    that put me in the hole for 30 some

    thousand dollars

    Finding Pacific

    so after searching the internet for

    different

    um different companies that could help

    me figure this out other than

    file for bankruptcy i didn't want to

    file for bankruptcy i don't believe in

    that

    um so on the internet i found

    pacific pacific yes

    so once i got enrolled i felt relieved i

    felt like the

    the monkey was not totally off my back

    but

    he was on his way

    Concerns

    [Music]

    see my real concerns were that

    my credit would go to crap and i would

    never be able to

    to get another credit card or get any

    kind of credit if i needed to buy a car

    or another house i wouldn't be able to

    to accomplish that

    Account Manager

    once i was assigned my account manager

    um

    i was really relieved julia really is my

    my guardian angel

    uh she

    she's been holding my hand through this

    whole process

    ensuring me that it's all going to be

    okay in the end

    when i got my first settlement actually

    the first

    four settlements it was

    it was so relieving it was really the

    monkey again

    the monkey is being being put somewhere

    else other than my back

    so um hats off to the teammate

    at pacific

    you

Eudaldo

"I chose Pacific Debt because we were in financial trouble. The assistance I received was very helpful and personal."

Eudaldo Trillo faced financial struggles due to running a food business and sought help from Pacific Debt Relief. He initially had financial frustrations and accumulated debt but found trust in the program. Eudaldo mentioned the helpfulness of the program manager and expressed satisfaction with the success of the program, recommending it to others facing similar challenges.

  • Video Transcription

    my name is eudaldo trillo

    all, I look for the help from Pacific Debt the first place because we came in financial

    struggles given the , I feel at the time of enrollment very confused and very frustrated not being able to make the payments requested from the debtors. I'd say the enrollment was done and we began doing the payments and I saw how this whole thing was managed the debtors and I was very happy. I have been helped by a very professional team of people. The program has been successfully conducted and I'm going to stick with it and I would recommend that to any person.

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